Senior Credit Risk Manager – Auto Loss Forecasting

Jobtailor; Iowa (LA); On-site; USD 180,000 - 240,000; Full time

Job summary

Jobtailor seeks a senior leader to head Auto Loss Forecasting across risk, finance, and technology. You will lead a team responsible for forecast production, portfolio analytics, and governance across monthly, quarterly, and annual planning, including stress testing.

You will influence senior stakeholders, ensure timely and accurate forecasts, and drive continuous improvement in forecasting capabilities, risk management, and model governance.

Qualifications

• 7+ years of Credit Risk experience
• 3+ years of management or leadership experience
• Experience in auto lending portfolios and consumer credit products
• Experience with CECL/ACL, stress testing, or enterprise planning processes
• Experience with forecast production, risk management, and governance in regulated environments
• Ability to communicate complex analytics to executive audiences
• Willingness to travel up to 10% and work in multiple U.S. locations

Responsibilities

• Lead a team responsible for Auto loss forecasting, portfolio analysis, and forecast execution
• Oversee end-to-end forecast production across monthly, quarterly, annual planning, and stress testing exercises
• Communicate forecast results, drivers, risks, and uncertainties to senior leadership and executives
• Partner with Finance on reserve, planning, budgeting, and earnings-related processes
• Lead responses to model governance reviews, validation activities, regulatory examinations, and audits
• Develop and coach forecasting talent and build organizational capabilities

Skills

Credit risk

Forecasting leadership

Portfolio analytics

Quantitative analysis

Regulatory compliance

Model risk management

Communication to exec

Stakeholder influence

Leadership

Education

Advanced degree in quantitative field

Tools

CECL/ACL

Job description

• Lead a team responsible for Auto loss forecasting, portfolio analysis, and forecast execution
• Oversee end-to-end forecast production across monthly, quarterly, annual planning, and stress testing exercises
• Ensure forecasts are delivered accurately, transparently, and within established timelines and governance requirements
• Communicate forecast results, key drivers, risks, and uncertainties to senior leadership and executive stakeholders
• Serve as a primary contact for Auto Loss Forecasting across Risk, Finance, Technology, and business organizations
• Partner with Finance on reserve, planning, budgeting, and earnings-related processes
• Challenge forecast assumptions, judgments, and methodologies
• Identify emerging portfolio risks and translate complex analytics into actionable business insights
• Lead responses to model governance reviews, validation activities, regulatory examinations, and internal audits
• Drive alignment across Risk, Finance, Technology, Data, and business stakeholders
• Oversee forecasting infrastructure priorities and technology enhancements
• Develop and coach forecasting talent while building organizational capabilities and succession plans
• Create a culture of accountability, collaboration, and continuous improvement
• Influence decisions across organizations without relying solely on direct authority
• Balance near-term business commitments with ongoing enhancement of forecasting capabilities
• Foster critical thinking, independent challenge, and sound risk management

Requirements

• 7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education
• 3+ years of management or leadership experience
• Significant experience in consumer credit risk, forecasting, portfolio analytics, finance, or related quantitative disciplines
• Experience leading teams responsible for forecast production, credit analytics, risk management, or related functions
• Ability to communicate complex analytical concepts to executive audiences
• Experience in a highly governed environment involving regulatory, audit, or model risk management oversight
• Ability to influence decisions and drive outcomes across multiple stakeholder groups
• Strong quantitative, analytical, and problem-solving skills
• Experience managing multiple priorities and delivering results under demanding timelines
• Experience with Auto lending portfolios and consumer credit products
• Experience supporting CECL/ACL, stress testing, or enterprise planning processes
• Knowledge of loss forecasting methodologies and portfolio performance drivers
• Experience partnering with Model Risk Management, Validation, Internal Audit, and regulatory stakeholders
• Advanced degree in a quantitative field such as Statistics, Economics, Mathematics, Finance, Data Science, Engineering, or a related discipline
• Required locations: Irving, Texas; West Des Moines, Iowa; Charlotte, North Carolina; or Minneapolis, Minnesota
• Travel up to 10% of the time
• This position is not eligible for VISA sponsorship
• Compliance with applicable outside activities and personal investing policies

Core Competencies

Demonstrates expertise in Auto Loss Forecasting, Credit Risk Management, and Portfolio Analytics, with a strong ability to communicate complex analytical concepts to executive stakeholders. Proven leadership in managing teams, driving alignment across multiple functions, and fostering a culture of accountability and continuous improvement.

Highest-signal resume keywords

• Credit Risk Experience
• Forecast Production Leadership
• Consumer Credit Products Knowledge
• Quantitative Analytical Skills
• Regulatory Compliance Experience

ATS Optimization Keywords

Hard Skills

• Auto Loss Forecasting
• Portfolio Analysis
• Forecast Methodologies
• Quantitative Analysis
• Stress Testing
• CECL/ACL Support
• Risk Management
• Data Analytics
• Model Risk Management
• Financial Planning

Soft Skills

• Communication Skills
• Influencing Skills
• Critical Thinking
• Collaboration
• Problem-Solving

Certifications & Qualifications

• Advanced Degree in Quantitative Field

Industry Keywords

• Consumer Credit Risk
• Forecast Governance
• Portfolio Performance Drivers
• Internal Audit
• Regulatory Examinations