Credit Risk Review Systems, Data Analyst

Jobtailor; Downingtown (Chester County); On-site; USD 110,000 - 150,000; Full time

Job summary

Jobtailor in the United States seeks an experienced Credit Risk Review professional to manage risk review systems and data, align with regulatory guidelines, and support Board reporting. You will collaborate across commercial and consumer portfolios and drive analytics for risk monitoring and decision-making.

The role requires strong data analytics skills, knowledge of credit risk processes, and experience with risk ratings and regulatory compliance within a banking environment.

Qualifications

• Four-year college degree or equivalent; preferred specialization in Business, Finance, and data analytics.
• Strong background in data analytics and risk management.

Responsibilities

• Manage credit risk review systems, processes, and data.
• Support regulatory examiner interactions, audits, and reporting processes.
• Aggregate and stratify risk ratings and describe portfolio risk trends.
• Develop and maintain analytics and KPIs for risk monitoring and Board reporting.
• Collaborate with senior management across bank departments to support risk oversight.

Skills

Data Analytics

Credit Risk Review

Risk Management

Key Performance Indicators

Key Risk Indicators

Credit Rating Systems

Portfolio Risk Trends

Education

Bachelor's degree or equivalent in Business/Finance/Data Analytics

Tools

Crowe 360

Credit Risk Review Systems

Job description

• Manage credit risk review systems, processes, and data, including Crowe 360
• Ensure system design and content support consistent, well-documented credit risk reviews aligned with Board-approved risk classifications and regulatory guidelines
• Support implementation of revised credit rating systems across Credit Risk Review, Commercial Banking, Credit Administration, and Managed Asset departments
• Develop and maintain portfolio management analytics and key risk indicators for credit-risk monitoring and Board reporting
• Aggregate and stratify risk ratings and describe portfolio risk trends for credit risk management and strategic decision-making
• Assist Credit Risk Review Management with regulatory examiner interactions, internal/external audits, data gathering, and reporting processes
• Monitor changes in regulatory and internal guidance
• Provide risk management insights and assist with the annual risk-based Credit Risk Review Plan for commercial and consumer loan portfolios
• Develop and maintain a Consumer Credit Risk Review work-in-process system for reporting, internal review documentation, and data metrics
• Evaluate credit risk review metrics and recommend Key Performance Indicators and Key Risk Indicators to management
• Review and report indicator data for the Credit Risk Review yearly plan, staffing, and Enterprise Risk Management Committee
• Provide feedback to Credit Risk Review Management for annual performance evaluations
• Collaborate with Credit Risk Review leadership, Commercial and Consumer Credit Risk Review Managers, and senior management across relevant bank departments
• Support reviews for compliance with policies and underwriting guidelines and independently validate risk ratings and documentation
• Perform reporting and data work across credit functions, including Treasury Management, SWAPs, overdrafts, consumer lending, and commercial lending
• Undertake assigned projects supporting risk-management oversight and regulatory expectations
• Advocate technology use to improve Credit Risk Review processes and efficiency
• Perform additional duties as required

Requirements

• Four-year college degree or equivalent; preferred specialization in Business, Finance, and data analytics
• Five to ten years of general experience
• Two to five years of Data Analytics experience, including some commercial and/or consumer banking
• Knowledge of Commercial and Consumer risk systems and methodology
• Familiarity with Credit Risk Review or Credit processes or equivalent experience and expertise
• Knowledge of regulatory laws
• Ability to work independently and as a team player
• Critical thinking, judgment, problem solving, and accuracy
• Accuracy, initiative, interpersonal skills, and confidentiality
• Ability to meet the stated physical demands, including operating a keypad device, using office equipment, standing, sitting, walking, lifting up to 10 pounds, and typing
• Close vision of 18–20 inches for computer work

Core Competencies

Demonstrates expertise in Credit Risk Review processes, regulatory compliance, and data analytics, with a strong focus on developing key risk indicators and portfolio management analytics. Proven ability to collaborate across departments and provide insights for strategic decision-making in commercial and consumer banking.

Highest-signal resume keywords

• Credit Risk Review Management
• Data Analytics
• Regulatory Compliance
• Portfolio Management Analytics
• Commercial Banking

ATS Optimization Keywords

Hard Skills

• Data Analytics
• Credit Risk Review
• Risk Management
• Key Performance Indicators
• Key Risk Indicators
• Regulatory Laws
• Credit Processes
• Portfolio Risk Trends
• Risk Ratings
• Credit Rating Systems

Soft Skills

• Critical Thinking
• Problem Solving
• Interpersonal Skills
• Judgment
• Initiative

Industry Keywords

• Commercial Banking
• Consumer Banking
• Risk Management Oversight
• Regulatory Guidelines
• Internal/External Audits

Tools & Technologies

• Crowe 360
• Credit Risk Review Systems