Credit Risk Director – Consumer Loss Forecasting

Jobtailor; Iowa (LA); On-site; USD 180,000 - 240,000; Full time

Job summary

Jobtailor is seeking an experienced senior leader to oversee credit risk forecasting across multiple portfolios, including consumer loss forecasting and regulatory requirements.

You will partner with risk, finance, technology, and model risk management to drive forecasting modernization, automation, cloud solutions, and AI-enabled improvements while ensuring governance and risk controls.

Qualifications

• 10+ years of Credit Risk experience
• 4+ years of management or leadership experience
• Extensive experience in credit risk, forecasting, quantitative analytics, finance, risk management, or related discipline
• Experience leading managers and large, complex analytical organizations
• Deep understanding of forecasting methodologies, risk management practices, and regulatory requirements

Responsibilities

• Lead a team of managers, analysts, and forecasting professionals responsible for consumer loss forecasting across multiple portfolios
• Provide strategic direction and oversight for forecasting processes supporting CCAR, ACL/CECL, Loss Forecasting, stress testing, and other enterprise forecasting requirements
• Ensure accurate, timely, and controlled delivery of forecasting results for regulatory, financial, and business decision-making
• Oversee forecast governance, execution controls, issue management, and risk identification activities
• Partner with senior leaders across Risk, Finance, Technology, Model Risk Management, and line-of-business organizations
• Lead forecasting modernization initiatives, including process automation, cloud-based forecasting, workflow optimization, and AI-enabled solutions
• Drive continuous improvement to enhance forecast efficiency, scalability, transparency, and governance while reducing operational risk
• Provide executive-level communications and recommendations on forecast results, emerging risks, portfolio performance, and forecasting assumptions
• Manage delivery against regulatory and business timelines while maintaining analytical rigor and operational excellence
• Develop organizational talent, succession plans, and leadership capabilities
• Support applicable risk and compliance programs, policies, procedures, escalation, remediation, monitoring, governance, and risk decisions

Skills

Credit Risk Experience

Forecasting Methodologies

Leadership Experience

Quantitative Analytics

Regulatory Compliance

Tools

Cloud-Based Forecasting

Workflow Optimization

Job description

• Lead a team of managers, analysts, and forecasting professionals responsible for consumer loss forecasting across multiple portfolios
• Provide strategic direction and oversight for forecasting processes supporting CCAR, ACL/CECL, Loss Forecasting, stress testing, and other enterprise forecasting requirements
• Ensure accurate, timely, and controlled delivery of forecasting results for regulatory, financial, and business decision-making
• Oversee forecast governance, execution controls, issue management, and risk identification activities
• Partner with senior leaders across Risk, Finance, Technology, Model Risk Management, and line-of-business organizations
• Lead forecasting modernization initiatives, including process automation, cloud-based forecasting, workflow optimization, and AI-enabled solutions
• Drive continuous improvement to enhance forecast efficiency, scalability, transparency, and governance while reducing operational risk
• Provide executive-level communications and recommendations on forecast results, emerging risks, portfolio performance, and forecasting assumptions
• Manage delivery against regulatory and business timelines while maintaining analytical rigor and operational excellence
• Develop organizational talent, succession plans, and leadership capabilities
• Support applicable risk and compliance programs, policies, procedures, escalation, remediation, monitoring, governance, and risk decisions

Requirements

• 10+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education
• 4+ years of management or leadership experience
• Extensive experience in credit risk, forecasting, quantitative analytics, finance, risk management, or a related discipline
• Experience leading managers and large, complex analytical organizations
• Deep understanding of forecasting methodologies, risk management practices, and regulatory requirements
• Proven ability to lead large-scale transformation initiatives, process redesign efforts, and technology modernization programs
• Strong executive communication and stakeholder management skills
• Demonstrated success delivering complex initiatives under demanding timelines and governance requirements
• Required to work at one of the listed locations
• Travel up to 10% of the time
• This position is not eligible for VISA sponsorship

Core Competencies

Demonstrates extensive expertise in Credit Risk, Forecasting Methodologies, and Risk Management, with a strong focus on leading large-scale transformation initiatives and delivering complex forecasting processes. Proven ability to communicate effectively with executives and manage stakeholder relationships while ensuring compliance with regulatory requirements.

Highest-signal resume keywords

• Credit Risk Experience
• Forecasting Methodologies
• Leadership Experience
• Quantitative Analytics
• Regulatory Compliance

Hard Skills

• Forecasting Processes
• Risk Management Practices
• Quantitative Analytics
• Process Automation
• AI-Enabled Solutions
• Governance
• Operational Excellence
• Stress Testing
• Loss Forecasting
• Forecast Governance

Soft Skills

• Executive Communication
• Stakeholder Management
• Team Development
• Issue Management
• Continuous Improvement

Industry Keywords

• CCAR
• ACL
• CECL
• Risk Identification
• Analytical Rigor

Tools & Technologies

• Cloud-Based Forecasting
• Workflow Optimization