Senior Credit Risk Leader – Corporate & Structured Finance

Madison-Davis, LLC; New York (NY); Hybrid; USD 180,000 - 200,000; Full time

Job summary

Madison-Davis, LLC is seeking a Vice President or Director-level Credit Risk Officer in New York for Corporate & Structured Finance. The role grants independent credit authority across corporate banking, acquisition finance, project finance, and structured credit exposures, with emphasis on developing risk frameworks and leveraging technology to improve analysis and reporting.

The candidate should have 12+ years of hands-on underwriting experience, strong analytical skills, and the ability to

Responsibilities

• Perform independent, in-depth credit analysis of borrowers, obligors, and counterparties across the Bank’s lending activities including acquisition finance, corporate banking, project finance, and structured credit exposures
• Assess and opine on loan structure, collateral, lien position and priority, guarantor support, and documentation adequacy; assist in determining and articulating key risks, mitigants, and conditions of credit approval ensuring the credit decision reflects the true risk-adjusted profile of each transaction
• Ensure all credit decisions align with the Group and Branch Risk Appetite Framework; exercise independent challenge over business lines on credit underwriting and risk assessment
• Review term sheets, credit agreements, and related documentation to confirm that approved terms, covenants, and conditions are accurately reflected prior to closing
• Perform ongoing surveillance of the credit portfolio including watchlist management, early identification of deteriorating credits, emerging sector risks, and rating migration trends
• Contribute to and where appropriate own the development and periodic review of credit risk methodologies and credit policy; help set credit risk methodology across the Branch’s Corporate Banking and Structured Finance activities
• Streamline and automate credit analysis, monitoring, and reporting processes using technology tools to improve accuracy, consistency, and operational efficiency across the credit workflow
• Participate in regulatory, Head Office, and internal audit interactions relating to credit risk; represent the Credit Risk department in cross-functional initiatives and in interactions with senior management, auditors, and regulators
• Serve as a subject-matter authority on credit risk across the organization; support team growth and build effective working relationships across business lines

Job description

Madison-Davis, LLC is seeking a Vice President or Director-level Credit Risk Officer in New York for Corporate & Structured Finance. The role grants independent credit authority across corporate banking, acquisition finance, project finance, and structured credit exposures, with emphasis on developing risk frameworks and leveraging technology to improve analysis and reporting.

The candidate should have 12+ years of hands-on underwriting experience, strong analytical skills, and the ability to