VP, Senior Credit Analyst — Credit Approval & Strategy

Madison-Davis, LLC; New York (NY); Hybrid; USD 140,000 - 155,000; Full time

Job summary

Madison-Davis, LLC in New York is seeking a VP Senior Credit Analyst to lead credit assessment activities within the Credit Approval Office. The role combines rigorous analysis, portfolio monitoring, policy development, and mentorship of junior staff in a hybrid New York setting.

You will prepare and present comprehensive credit proposals, defend cases before the Credit Approval Committee, and guide risk management across assigned sectors and products.

Responsibilities

• Review and analyze credit proposals prepared by the Front Office on a timely basis.
• Conduct joint due diligence vetting and analysis on potential transactions.
• Prepare comprehensive credit assessments including adjudication opinions, financial projections, and stress tests for review by the Lead Analyst and Senior Credit Officer prior to Credit Approval Committee submission.
• Present and defend credit cases before the Credit Approval Committee.
• Ensure all applicable conditions precedent are satisfactorily met prior to closing and funding.
• Review GCMS entries including covenant compliance tracking.
• Review legal documentation with a focus on credit terms including covenants, collateral, amortization, interest rates, and other special provisions.
• Manage post-disbursement responsibilities including preparation of interim and annual reviews jointly with the Relationship Manager.
• Attend to all audit, loan review, and regulatory requirements.
• Serve as the center of expertise for assigned sectors and products.
• Coach and develop junior credit staff on subject matter and analytical best practices.
• Support Credit MIS including portfolio analysis and periodic reporting.
• Contribute to the development and maintenance of credit policies, procedures, and training programs.
• Act as a risk manager with full accountability for identifying, escalating, and managing risks.
• Demonstrate consistent risk awareness through adherence to all internal policies, procedures, and controls.
• Adapt to other requirements as the portfolio grows and evolves.

Job description

Madison-Davis, LLC in New York is seeking a VP Senior Credit Analyst to lead credit assessment activities within the Credit Approval Office. The role combines rigorous analysis, portfolio monitoring, policy development, and mentorship of junior staff in a hybrid New York setting.

You will prepare and present comprehensive credit proposals, defend cases before the Credit Approval Committee, and guide risk management across assigned sectors and products.