Senior Credit Risk Lead - Data Center & AI Infra Lending

RBC; New York (NY); On-site; USD 120,000 - 200,000; Full time

Benefits offered by this job

401(k) matching

Health, dental, vision insurance

Paid time off

Career development

Job summary

RBC in New York is seeking a credit risk manager focused on data centers and AI infrastructure lending, including power generation, GPUs, and fiber. This role develops deep expertise, shaping deal structures and risk mitigation strategies.

You will assess creditworthiness, model cash flows, and evaluate sponsor strength while collaborating with teams to identify risks early in the lifecycle. A strong background in credit risk and project finance is essential.

Qualifications

• Bachelor’s degree required; advanced degree (MBA, CFA) a plus.
• 3–6 years in credit risk management at a major investment bank, commercial bank, or rating agency, preferably with some project finance experience.
• Good understanding of hyperscale data center operators, AI infrastructure assets (incl. power generation and GPUs), and related project finance structures.
• Proficiency in financial modeling, scenario analysis, and evaluating complex technical documentation.
• High attention to detail with the ability to challenge assumptions and critically evaluate risk assessments.
• Ability to articulate complex credit analysis clearly through written recommendations and presentations to senior management.

Responsibilities

• Conduct comprehensive credit assessments of data centers and AI infrastructure borrowers across project finance, borrowing base, and corporate lending structures.
• Analyze complex data center and AI infrastructure transactions, evaluating construction risk, operational risk, sponsor strength, and cash flow adequacy.
• Collaborate with business teams early in the transaction lifecycle to identify key credit risks and recommend appropriate deal structures and mitigation strategies.
• Review and adjudicate Credit Requests within agreed timelines, assign appropriate Risk Ratings, and elevate exceptions to applicable policies and guidelines.
• Conduct timely risk assessments incorporating continuous monitoring of financial performance, industry trends, regulatory changes, and early warning signals.
• Review complex financial models, conduct scenario analysis, and prepare peer group comparisons to support risk rating recommendations.

Skills

Accounting

Finance

Credit Analysis

Credit Risk Management

Detail-Oriented

Financial Statement Analysis

Project Finance

Risk Management

Education

Bachelor's degree

MBA

CFA

Job description

RBC in New York is seeking a credit risk manager focused on data centers and AI infrastructure lending, including power generation, GPUs, and fiber. This role develops deep expertise, shaping deal structures and risk mitigation strategies.

You will assess creditworthiness, model cash flows, and evaluate sponsor strength while collaborating with teams to identify risks early in the lifecycle. A strong background in credit risk and project finance is essential.