Associate Director - Credit Risk - Digital Infrastructure

RBC Capital Markets, LLC; New York (NY); On-site; USD 120,000 - 200,000; Full time

Benefits offered by this job

Total Rewards Program

Career Development

Impactful Work

Team Excellence

Job summary

RBC Capital Markets, LLC is seeking a credit risk manager specializing in data centers and AI infrastructure lending, including power generation, GPUs, and fiber. The role focuses on comprehensive credit assessments, risk mitigation, and deal structuring in a rapidly evolving sector.

You will analyze transactions, evaluate risks, and collaborate with business teams early in the lifecycle to identify key risks and recommend structures. Strong modeling and communication skills are essential.

Qualifications

• Bachelor's degree required; advanced degree (MBA, CFA) a plus.
• 3-6 years in credit risk management at a major investment bank, commercial bank, or rating agency, preferably with some project finance experience.
• Good understanding and willingness to grow knowledge base of hyperscale data center operators, AI infrastructure assets (incl. power generation and GPUs), and related project finance structures.
• Proficiency in financial modeling, scenario analysis, and the ability to evaluate complex technical documentation.
• High attention to detail with the ability to challenge assumptions and critically evaluate risk assessments.
• Ability to articulate complex credit analysis clearly through written recommendations and presentations to senior management.

Responsibilities

• Conduct comprehensive credit assessments of data centers and AI infrastructure borrowers across project finance, borrowing base, and corporate lending structures.
• Analyze complex data center and AI infrastructure transactions, evaluating construction risk, operational risk, sponsor strength, and cash flow adequacy.
• Work collaboratively with business teams early in the transaction lifecycle to identify key credit risks and recommend appropriate deal structures and mitigation strategies.
• Review and adjudicate Credit Requests within agreed timelines, assign appropriate Risk Ratings, and elevate exceptions to applicable policies and guidelines.
• Conduct timely risk assessments incorporating continuous monitoring of financial performance, industry trends, regulatory changes, and early warning signals.
• Review complex financial models, conduct scenario analysis, and prepare peer group comparisons to support risk rating recommendations.

Skills

Accounting Finance

Credit Analysis

Credit Risk Management

Detail-Oriented

Financial Statement Analysis

Project Finances

Risk Management

Education

Bachelor's degree

MBA, CFA

Job description

Job Description

What is the opportunity?

Join RBC as a credit risk manager specializing in data centers and AI infrastructure lending including power generation, GPUs and fiber. This position offers the opportunity to develop deep expertise in a rapidly evolving sector while influencing deal structures and risk mitigation strategies.

What will you do?

• Conduct comprehensive credit assessments of data centers and AI infrastructure borrowers across project finance, borrowing base, and corporate lending structures.

• Analyze complex data center and AI infrastructure transactions, evaluating construction risk, operational risk, sponsor strength, and cash flow adequacy.

• Work collaboratively with business teams early in the transaction lifecycle to identify key credit risks and recommend appropriate deal structures and mitigation strategies.

• Review and adjudicate Credit Requests within agreed timelines, assign appropriate Risk Ratings, and elevate exceptions to applicable policies and guidelines.

• Conduct timely risk assessments incorporating continuous monitoring of financial performance, industry trends, regulatory changes, and early warning signals.

• Review complex financial models, conduct scenario analysis, and prepare peer group comparisons to support risk rating recommendations.

What do you need to succeed?

• Bachelor's degree required; advanced degree (MBA, CFA) a plus

• 3-6 years in credit risk management at a major investment bank, commercial bank, or rating agency, preferably with some project finance experience.

• Good understanding and willingness to grow knowledge base of hyperscale data center operators, AI infrastructure assets (incl. power generation and GPUs), and related project finance structures.

• Proficiency in financial modeling, scenario analysis, and the ability to evaluate complex technical documentation.

• High attention to detail with the ability to challenge assumptions and critically evaluate risk assessments.

• Ability to articulate complex credit analysis clearly through written recommendations and presentations to senior management.

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program includes competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.

• Leaders who support your development through coaching and managing opportunities

• Ability to make a difference and lasting impact

• Work in a dynamic, collaborative, progressive, and high-performing team

• Opportunities to do challenging work and build close relationships with clients

The expected salary range for this position is $120,000-$200,000 (New York), depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:

• Drives RBC's high-performance culture

• Enables collective achievement of our strategic goals

• Generate sustainable shareholder returns and above market shareholder value

Job Skills

Accounting Finance, Credit Analysis, Credit Risk Management, Detail-Oriented, Financial Statement Analysis, Project Finances, Risk Management

Additional Job Details

Address: BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK

City: New York

Country: United States of America

Work hours/week: 40

Employment Type: Full time

Platform: GROUP RISK MANAGEMENT

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-08-05

Application Deadline: 2026-10-31

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.