Senior Credit Risk Architect – Data-Driven Fintech

Figure; Northern (KY); Hybrid; USD 135,000 - 168,000; Full time

Benefits offered by this job

RSUs

Health insurance

401(k)

Paid time off

Education reimbursement

Job summary

Figure Technology Solutions, Inc. is seeking a Credit Risk Manager to refine underwriting and risk frameworks for HELOC and secured lending portfolios.

You will partner with Capital Markets, Product, Engineering, Servicing, and Compliance to translate analytics into actionable strategies. You will build models, monitor performance, and present methodology to investors while ensuring regulatory compliance and portfolio health in a fast-paced fintech environment.

Qualifications

• 5+ years in credit risk management or data science within consumer lending.
• Bachelor's or Master's degree with a quantitative background.
• Strong analytical and problem‑solving skills with business judgment.
• Advanced proficiency in SQL and Python/R for data modeling.

Responsibilities

• Refine underwriting strategies using advanced analytics across lending products.
• Model credit expansion, identify new segments, and optimize funnel conversion.
• Perform root‑cause analyses on losses; strengthen fraud controls with Risk teams.
• Develop valuation models and advise on yield projections and performance.
• Collaborate with cross‑functional teams to run A/B tests balancing risk and UX.
• Track performance of credit and fraud rule changes post‑deployment.
• Present underwriting methodology to investors and support due diligence.

Skills

SQL

Python/R

Tableau

Power BI

Looker

Credit risk modeling

Data analysis

Education

Bachelor's or Master's in a quantitative field

Tools

Excel

Tableau

Power BI

Looker

Job description

Figure Technology Solutions, Inc. is seeking a Credit Risk Manager to refine underwriting and risk frameworks for HELOC and secured lending portfolios.

You will partner with Capital Markets, Product, Engineering, Servicing, and Compliance to translate analytics into actionable strategies. You will build models, monitor performance, and present methodology to investors while ensuring regulatory compliance and portfolio health in a fast-paced fintech environment.