Credit Risk Lead: Data-Driven HELOC & Secured Lending

Figure; United States; On-site; USD 135,000 - 168,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Employer-paid premiums

HSA, FSA, Dependent Care FSA

401(k) and commuter benefits

Paid time off and holidays

Education reimbursement

Job summary

Figure Technology Solutions, Inc. is seeking a Credit Risk Manager to lead advanced analytics for HELOC and secured lending portfolios.

You will partner with Capital Markets, Product, Engineering, Servicing, and Compliance to shape credit policies and innovative risk frameworks. The role emphasizes data-driven decision making, portfolio health, and cross-functional problem solving in a fast-paced fintech environment.

Qualifications

• Bachelor/Master’s degree with a quantitative background.
• 5+ years in credit risk management or data science within consumer lending.
• Strong communication and the ability to translate data into insights for diverse audiences.
• Proficient in SQL and Python/R for data pulling, cleaning, and modeling.
• Experience with Tableau, Power BI, Looker.

Responsibilities

• Continuously refine and modernize credit underwriting strategies using advanced analytics.
• Analyze historical loan performance data to model credit expansion and optimize funnel conversion.
• Perform root-cause analyses on credit losses and default trends with Fraud Risk Management.
• Develop valuation models to estimate segment-level economics for yield projections.
• Collaborate with Product, Engineering, and Data Science to design A/B tests balancing risk and conversion.
• Track and validate performance for deployed credit and fraud rule changes.
• Design monitoring frameworks for new product launches at granular segment levels.
• Present underwriting methodology to investors and support due diligence.
• Ensure all credit strategies comply with regulatory requirements.

Skills

SQL

Python

R

Education

Bachelor/Master’s degree in a quantitative field

Tools

Tableau

Power BI

Looker

Job description

Figure Technology Solutions, Inc. is seeking a Credit Risk Manager to lead advanced analytics for HELOC and secured lending portfolios.

You will partner with Capital Markets, Product, Engineering, Servicing, and Compliance to shape credit policies and innovative risk frameworks. The role emphasizes data-driven decision making, portfolio health, and cross-functional problem solving in a fast-paced fintech environment.