Senior Credit Risk Architect

Seacoast Bank; Orlando (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape and advance enterprise credit risk management capabilities in Florida. You will develop frameworks, PD/LGD methodologies, portfolio analytics, and executive-level reporting to support risk governance and strategic decision-making.

You will drive cross-functional risk initiatives, mentor staff, and ensure alignment with regulatory guidance while leveraging BI tools to automate monitoring and reporting for senior leadership.

Qualifications

• Bachelor's degree in a related field is required
• 10+ years of progressive experience in Credit Risk Management or related disciplines
• Experience designing or enhancing dual risk rating systems
• Strong experience with enterprise credit risk analytics and risk reporting
• Proficiency with analytics tools (SQL, SAS, Python, R, Power BI) or similar

Responsibilities

• Design and enhance enterprise-wide credit risk analytics, monitoring, reporting, and governance frameworks.
• Lead design and governance of dual risk rating systems, including PD, LGD, scorecards, calibration, and back-testing.
• Develop portfolio analytics across segmentation, risk migration, stress testing, and industry/geography analysis.
• Develop concentration risk management methodologies, limits, thresholds, and escalation processes.
• Create and maintain risk appetite metrics, KRIs, KPIs, and early warning indicators.
• Produce executive-level credit quality reporting and dashboards for risk committees.
• Leverage BI, analytics, and visualization tools to automate portfolio monitoring and reporting.
• Support regulatory examinations, audits, and model validation activities.
• Act as strategic advisor to Credit Risk leadership and cross-functional teams
• Mentor analysts and risk professionals in analytics and governance practices

Skills

Credit risk analytics

Portfolio analytics

Risk measurement methodologies

Data storytelling

Leadership and mentorship

Education

Bachelor's degree in Finance/Economics/Statistics/Math/Accounting/Business/Risk Management/Data Analytics

Master's degree preferred

Tools

SQL

SAS

Python

R

Power BI

Tableau

Alteryx

Job description

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape and advance enterprise credit risk management capabilities in Florida. You will develop frameworks, PD/LGD methodologies, portfolio analytics, and executive-level reporting to support risk governance and strategic decision-making.

You will drive cross-functional risk initiatives, mentor staff, and ensure alignment with regulatory guidance while leveraging BI tools to automate monitoring and reporting for senior leadership.