Senior Credit Risk Analytics Lead

Seacoast Bank; Georgia; On-site; USD 150,000 - 210,000; Full time

Job summary

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape enterprise risk management capabilities. You will develop credit risk frameworks, PD/LGD methodologies, and portfolio analytics, providing executive-level insights and strategic guidance.

The role requires strong quantitative skills, experience with risk governance, and the ability to translate complex data into actionable recommendations for senior management.

Qualifications

• Proven experience designing and improving enterprise credit risk analytics.
• Experience with PD, LGD, and loss given default methodologies.
• Strong portfolio monitoring, risk appetite frameworks, and KRIs.
• Ability to translate complex risk data into executive insights.
• Knowledge of regulatory guidance and risk governance standards.

Responsibilities

• Design and enhance enterprise-wide credit risk analytics, monitoring, reporting, and governance frameworks.
• Lead development and governance of dual risk rating systems and scorecards.
• Develop comprehensive portfolio analytics across segments and geographies.
• Create concentration risk strategies, thresholds, and escalation protocols.
• Develop risk appetite metrics and early warning indicators.
• Prepare executive-level reporting and dashboards for risk committees.

Skills

Credit risk analytics

Dual risk rating systems

Executive-level reporting

Portfolio analytics

Regulatory guidance

Data storytelling

Education

Bachelor's degree in Finance or related field

Master's degree preferred

Tools

SQL

SAS

Python

Power BI

Tableau

Alteryx

Job description

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape enterprise risk management capabilities. You will develop credit risk frameworks, PD/LGD methodologies, and portfolio analytics, providing executive-level insights and strategic guidance.

The role requires strong quantitative skills, experience with risk governance, and the ability to translate complex data into actionable recommendations for senior management.