Credit Risk Data Analyst — Insights Leader

Seacoast Bank; Miami (FL); On-site; USD 90,000 - 130,000; Full time

Job summary

Seacoast Bank in Miami seeks a Credit Risk Data Analyst to lead data-driven decisions in risk management. You will organize and leverage data to measure credit risk, develop analyses, and deliver timely reporting for management, Board, and regulators.

You will collaborate with analytics teams, data originators, and business units to improve data quality, standardize definitions, and drive actionable insights that reduce risk and enhance forecasting and monitoring capabilities.

Qualifications

• MA/MS in Statistics or quantitative field preferred.
• 7+ years of progressive, related experience.
• Strong analytic skills, knowledge of statistical software, and problem-solving ability required.
• Knowledge in credit risk analytics, loan loss reserving process, loss forecasting, probability of default and risk rating development.
• Attention to detail and data accuracy essential.
• Extensive programming skills: SQL, SAS, Python, SAS/Stat, SAS Enterprise Miner, or R/Python.
• Visualization software such as SAS Visual Analytics and Power BI.
• Self-motivated to proactively learn and solve complex business problems.

Responsibilities

• Synthesize credit data to provide analysis and conclusions for management, Board and regulatory reports.
• Provide analytical insights on credit trends and emerging risks in portfolios.
• Collaborate with analytics teams and data originators to ensure consistent data use and reduce redundancies.
• Partner with lines of business to address root causes of data quality issues.
• Use analytical and technical skills to improve data quality and drive insights into business processes.
• Foster cross-functional relationships to ensure insights are actionable.
• Utilize data handling and mining tools to support data quality and analytics applications.
• Standardize credit data definitions and document data trails across processes.

Skills

Analytical thinking

Problem solving

Data analysis

Self-motivated

Attention to detail

Education

MA/MS in Statistics or quantitative field preferred

Tools

SQL

SAS

Python

SAS/Stat

SAS Enterprise Miner

R

SAS Visual Analytics

Power BI

Job description

Seacoast Bank in Miami seeks a Credit Risk Data Analyst to lead data-driven decisions in risk management. You will organize and leverage data to measure credit risk, develop analyses, and deliver timely reporting for management, Board, and regulators.

You will collaborate with analytics teams, data originators, and business units to improve data quality, standardize definitions, and drive actionable insights that reduce risk and enhance forecasting and monitoring capabilities.