Senior Credit Risk Strategy & Analytics Lead

Seacoast Bank; Miami (FL); Remote; USD 125,000 - 185,000; Full time

Job summary

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape enterprise risk management strategies and advance credit risk frameworks. You will oversee risk measurement methodologies, portfolio analytics, and executive-level reporting across portfolios.

Responsibilities include designing dual risk rating systems (PD, LGD), developing concentration risk measures, and creating risk appetite dashboards. You will partner with Credit Risk leadership and mentor risk professionals.

Qualifications

• Bachelor's degree in finance, economics, statistics, mathematics, accounting, or related field; master's preferred.
• 10+ years in credit risk management or related disciplines.
• Experience designing dual risk rating systems and credit lifecycle initiatives.
• Proven ability to develop executive-level risk reporting and dashboards.

Responsibilities

• Design and enhance enterprise-wide credit risk analytics, monitoring, reporting, and governance frameworks.
• Lead dual risk rating systems development: PD, LGD, rating methodologies, scorecards, calibration, and back-testing.
• Develop portfolio analytics: segmentation, risk migration, stress testing, and scenario analysis.
• Develop concentration risk management approaches: limits, thresholds, and mitigation strategies.
• Create risk appetite metrics, KRIs, KPIs, and early warning indicators for portfolio visibility.
• Lead executive and Board-level credit quality reporting and dashboards.
• Leverage BI, analytics, and visualization tools to automate monitoring and reporting.
• Ensure alignment with policies, regulatory guidance, governance standards, and internal controls.
• Serve as a strategic advisor to Credit Risk leadership; guide portfolio risk and emerging risk responses.
• Mentor analysts and lead cross-functional risk initiatives.

Skills

SQL

SAS

Python

R

Power BI

Tableau

Alteryx

Quantitative analysis

Data storytelling

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics, or related field

Master's degree preferred

Tools

SQL

SAS

Python

R

Power BI

Tableau

Alteryx

Job description

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape enterprise risk management strategies and advance credit risk frameworks. You will oversee risk measurement methodologies, portfolio analytics, and executive-level reporting across portfolios.

Responsibilities include designing dual risk rating systems (PD, LGD), developing concentration risk measures, and creating risk appetite dashboards. You will partner with Credit Risk leadership and mentor risk professionals.