Senior Credit Risk Analytics & Strategy Lead

Seacoast Bank; Tampa (FL); On-site; USD 120,000 - 160,000; Full time

Job summary

Seacoast Bank in Tampa, FL seeks a Senior Credit Risk Consultant to shape our enterprise credit risk management capabilities. This role will drive frameworks, risk measurement methodologies, portfolio analytics, dual rating systems, concentration risk, and executive-level reporting.

You will lead analytics and governance, building risk appetite metrics, dashboards, and proactive risk insights for senior leadership and risk committees, collaborating across risk functions and business lines.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, Accounting, Business, Risk Management, Data Analytics, or related field.
• Master's degree preferred.
• 10+ years of progressive experience in Credit Risk Management, Credit Analytics, Portfolio Risk Management, Enterprise Risk Management, Commercial Banking, or related discipline.
• Demonstrated experience designing, implementing, or enhancing dual risk rating systems and working across the credit lifecycle.
• Advanced knowledge of PD, LGD, Expected Loss, stress testing, scenario analysis, portfolio analytics, credit quality monitoring, concentration risk, and regulatory risk governance.
• Proven ability to develop executive-level credit quality reporting, dashboards, and portfolio insights.

Responsibilities

• Design and enhance enterprise-wide credit risk analytics, monitoring, reporting, and governance frameworks.
• Lead the design, implementation, governance, and ongoing enhancement of dual risk rating systems, including PD, LGD, and scorecards.
• Develop portfolio analytics including segmentation, risk migration, stress testing, and scenario analysis.
• Develop quantitative approaches to concentration risk management with risk limits and mitigation strategies.
• Develop and maintain risk appetite metrics, KRIs, KPIs, and Early Warning Indicators.
• Lead executive and Board-level credit quality reporting and dashboards for senior management.

Skills

Credit risk analytics

Portfolio risk management

Data storytelling

Strategic thinking

Education

Bachelor's degree in Finance/Economics/Statistics/Mathematics/Accounting/Business

Master's degree preferred

Tools

SQL

SAS

Python

R

Power BI

Tableau

Alteryx

Job description

Seacoast Bank in Tampa, FL seeks a Senior Credit Risk Consultant to shape our enterprise credit risk management capabilities. This role will drive frameworks, risk measurement methodologies, portfolio analytics, dual rating systems, concentration risk, and executive-level reporting.

You will lead analytics and governance, building risk appetite metrics, dashboards, and proactive risk insights for senior leadership and risk committees, collaborating across risk functions and business lines.