Senior Credit Risk Analytics Lead

Seacoast Bank; Tampa (FL); Vor Ort; USD 120.000 - 180.000; Vollzeit

Zusammenfassung

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape enterprise credit risk management frameworks and analytics. You will serve as a senior SME and trusted advisor, developing PD, LGD models, concentration risk, and executive reporting to senior leadership.

The role partners across Credit Risk, Portfolio Management, Finance, and IT to translate complex risk data into actionable insights. A strong quantitative background and leadership in risk governance are essential.

Qualifikationen

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics, Accounting, Business, Risk Management, Data Analytics or related field.
• 10+ years of progressive Credit Risk experience in analytics, risk management, or banking.
• Experience designing, implementing, or enhancing dual risk rating systems across the credit lifecycle.
• Strong enterprise credit risk analytics, portfolio monitoring, concentration limits, risk appetite frameworks, and early warning indicators.
• Advanced knowledge of PD, LGD, Expected Loss, stress testing, scenario analysis, and regulatory risk governance.
• Proficiency with SQL, SAS, Python, R, Power BI/Tableau/Alteryx or similar tools.

Aufgaben

• Design and enhance enterprise-wide credit risk analytics, monitoring, reporting, and governance frameworks.
• Lead dual risk rating system design, implementation, governance, and ongoing enhancements.
• Develop portfolio analytics including segmentation, risk migration, stress testing, and scenario analysis.
• Develop concentration risk management approaches and escalation protocols.
• Create risk appetite metrics, KRIs, KPIs, and Early Warning Indicators for management visibility.
• Lead executive-level credit quality reporting and dashboards for senior leadership.

Kenntnisse

Credit risk analytics

Portfolio risk management

Data storytelling

SQL

Python

Power BI

Tableau

R

SAS

Alteryx

Ausbildung

Bachelor's degree in Finance/ Economics/ Statistics/ Mathematics/ Accounting/ Business/ Risk Management/ Data Analytics

Master's degree preferred

Tools

SQL

SAS

Python

R

Power BI

Tableau

Alteryx

Jobbeschreibung

Seacoast Bank is seeking a Senior Credit Risk Consultant to shape enterprise credit risk management frameworks and analytics. You will serve as a senior SME and trusted advisor, developing PD, LGD models, concentration risk, and executive reporting to senior leadership.

The role partners across Credit Risk, Portfolio Management, Finance, and IT to translate complex risk data into actionable insights. A strong quantitative background and leadership in risk governance are essential.