Senior Credit Risk Analytics Architect

Seacoast Bank; Miami (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

Seacoast Bank seeks a Senior Credit Risk Consultant to shape enterprise credit risk capabilities and develop robust risk frameworks. You will provide executive insights into portfolio performance and emerging risks.

You will collaborate across Risk, Finance, and Technology to translate complex risk data into actionable recommendations for senior leaders, build dashboards, and ensure governance and regulatory alignment.

Qualifications

• 10+ years of progressive experience in Credit Risk Management, Analytics, or Enterprise Risk Management.
• Experience designing or enhancing dual risk rating systems across the credit lifecycle.
• Advanced knowledge of PD, LGD, Expected Loss, stress testing, and portfolio analytics.

Responsibilities

• Design and enhance enterprise-wide credit risk analytics, monitoring, reporting, and governance frameworks.
• Lead the design, implementation, governance, and enhancement of dual risk rating systems (PD, LGD, scoring, calibration, back-testing).
• Develop comprehensive portfolio analytics including segmentation, risk migration, stress testing, and scenario analysis.

Skills

SQL

SAS

Python

R

Power BI

Tableau

Alteryx

Data storytelling

Education

Bachelor's degree

Master's degree preferred

Tools

Power BI

Tableau

Alteryx

Job description

Seacoast Bank seeks a Senior Credit Risk Consultant to shape enterprise credit risk capabilities and develop robust risk frameworks. You will provide executive insights into portfolio performance and emerging risks.

You will collaborate across Risk, Finance, and Technology to translate complex risk data into actionable recommendations for senior leaders, build dashboards, and ensure governance and regulatory alignment.