Senior Credit Risk Data & Analytics Lead

Seacoast Bank; Tampa (FL); On-site; USD 95,000 - 125,000; Full time

Job summary

Seacoast Bank is seeking a skilled Credit Risk Data Analyst to organize and leverage data for fact-based decisions across the bank. You will develop and execute a coherent set of data and analyses for effective credit risk measurement and reporting, collaborating with teams for implementation, data mgmt, and forecasting.

The role requires finance/analytical acumen and the ability to influence multi-functional teams, with a focus on proactive monitoring and actionable insights across the

Qualifications

• 7+ years of progressive, related experience.
• Strong analytic skills, knowledge of statistical software, and problem-solving ability are a must.
• Knowledge in credit risk analytics, loan loss reserving process, loss forecasting, probability of default and risk rating development.
• Attention to detail and data accuracy.
• Extensive programming skills with SQL, SAS, Python, SAS/Stat, SAS Enterprise Miner, and/or R/Python.
• Visualization software such as SAS Visual Analytics and Power BI.
• Self-motivated to proactively learn and solve complex business problems.

Responsibilities

• Synthesize credit data to provide analysis and conclusions for management and regulatory reports.
• Provide analytical insights for executive management and the board on credit trends and emerging risks.
• Collaborate with analytics teams and data originators to ensure data asset consistency and reduce redundancies.
• Partner with lines of business to address root causes of data quality issues.
• Improve data quality and drive actionable business insights through analytics.
• Cultivate cross-functional relationships to turn insights into action.
• Utilize data handling and mining tools to support data quality and BI/analytics applications.
• Standardize credit data definitions and document data trails across processes.

Skills

Analytical skills

Problem solving

Statistical software knowledge

Data quality

Education

MA/MS in Statistics or Quantitative field

Tools

SQL

SAS

Python

R

SAS Visual Analytics

Power BI

Job description

Seacoast Bank is seeking a skilled Credit Risk Data Analyst to organize and leverage data for fact-based decisions across the bank. You will develop and execute a coherent set of data and analyses for effective credit risk measurement and reporting, collaborating with teams for implementation, data mgmt, and forecasting.

The role requires finance/analytical acumen and the ability to influence multi-functional teams, with a focus on proactive monitoring and actionable insights across the