Senior Credit Risk Analyst - Underwriting & Portfolio

gpac; Dallas (TX); On-site; USD 75,000 - 110,000; Full time

Job summary

gpac is seeking a Full-Time Senior Credit Analyst in Dallas, TX to join our lending team. The role focuses on underwriting and credit analysis across commercial, consumer, and real estate loans, ensuring compliance with loan covenants and reporting requirements. You will review financial statements, third-party reports, and market data, and support risk management decisions. A bachelor's degree in finance or accounting and underwriting experience are required, with nCino experience preferred.

Qualifications

• Bachelor's degree in finance, accounting or related field.
• Minimum 12 hours of college-level accounting including Intermediate I & II.
• Prior nCino experience required.

Responsibilities

• Perform financial covenant calculations for compliance monitoring and exceptions.
• Manage required financial reporting and compliance certificates for loan customers.
• Determine violations within loan agreements for credit committee consideration.
• Conduct financial analysis and annual loan reviews for risk assessment.
• Perform portfolio reviews across loan types for asset quality and documentation.

Skills

Excel macros

Pivot tables

Formulas

KPI analysis

Data interpretation

Communication skills

Travel

Education

Bachelor's degree in finance or accounting

Accounting coursework: Intermediate I & II

Prior nCino experience

Job description

gpac is seeking a Full-Time Senior Credit Analyst in Dallas, TX to join our lending team. The role focuses on underwriting and credit analysis across commercial, consumer, and real estate loans, ensuring compliance with loan covenants and reporting requirements. You will review financial statements, third-party reports, and market data, and support risk management decisions. A bachelor's degree in finance or accounting and underwriting experience are required, with nCino experience preferred.