Senior Credit Risk Analyst & Team Lead

Clear Fork Bank National Association; Abilene (TX); On-site; USD 90,000 - 120,000; Full time

Job summary

Clear Fork Bank National Association is seeking a Senior Credit Analyst to steer the credit risk program and support commercial loan growth. You will lead a team of credit analysts, conduct complex financial analysis, and prepare comprehensive credit memorandums for loan approvals.

The role involves coordinating annual loan reviews, market analyses, and ensuring underwriting adheres to bank policies and regulatory guidelines.

Qualifications

• Bachelor’s degree in business, finance, economics or related field.
• Proficient in Word and Excel.
• Strong analytical and attention to detail.
• Excellent verbal and written communication skills.
• Experience with bank credit underwriting preferred.

Responsibilities

• Prepare and review credit memorandums and loan approvals.
• Analyze financial statements, tax returns, and credit reports.
• Lead annual loan review and risk rating analysis.
• Perform market and industry analysis for borrowers.
• Supervise and mentor Credit Analysts.
• Coordinate audits and regulatory examinations.

Skills

Credit analysis

Financial analysis

Regulatory knowledge

Team leadership

Mentoring

Education

Bachelor’s degree in business/finance/economics

Job description

Clear Fork Bank National Association is seeking a Senior Credit Analyst to steer the credit risk program and support commercial loan growth. You will lead a team of credit analysts, conduct complex financial analysis, and prepare comprehensive credit memorandums for loan approvals.

The role involves coordinating annual loan reviews, market analyses, and ensuring underwriting adheres to bank policies and regulatory guidelines.