Senior Credit Review Leader

United States Digital Space LLC; Rhode Island; On-site; USD 130,000 - 161,000; Full time

Benefits offered by this job

Discretionary incentive

Benefits eligible

Job summary

United States Digital Space LLC in the United States is seeking a Sr. Examiner for Credit Review to assess the quality of credit decisioning across commercial portfolios and monitor risk indicators.

You will lead examination activities, coordinate with regulatory and audit partners, and drive continuous improvement through testing and process enhancements, including AI-enabled initiatives.

Qualifications

• 10+ years of direct commercial credit experience.
• Bachelor's Degree with a preference in finance, accounting, economics or other business concentration.
• Solid, 5+ years experience commercial credit experience (direct lending, workout, risk management and/or regulatory).
• Ability to support conclusions through fact-based analysis and ability to influence senior leaders.
• Excellent credit analysis, project management and leadership skills.
• Strong organizational and communication skills, both written and verbal.
• Ability to manage multiple complex tasks while delivering high quality results.
• Expert Financial Analysis Skills.
• Deep knowledge of Loan Structuring and underwriting.
• Experienced in Credit and Risk Assessment.
• Issue Management and Resolution.
• A strong knowledge of Regulatory Compliance.
• Excellent skills in building and maintaining business relationships.

Responsibilities

• Performs transactional testing of credit process execution of new and existing clients.
• Supports conclusions through fact-based analysis, proposing suggestions and influencing senior leaders.
• Participates in examination activities, occasionally leading exams.
• Identifies, assesses and reports on existing and emerging risks.
• Drive a culture of continuous improvement by leading or participating in complex or multiple projects.
• Achieve continuous testing goals by producing quality, timely work.
• Maintain well-written, easy to follow work papers in accordance with Credit Review guidelines and best practices.
• Raise potential areas of concern for QA team to review.
• Actively engage with Corporate Audit to ensure ongoing awareness of review activity, coordination, and ongoing risk assessment.
• Support enterprise initiatives related to operational excellence and adoption of AI tools to continuously improve our work processes.

Skills

Financial Analysis

Credit Risk Assessment

Loan Structuring

Underwriting

Regulatory Compliance

Project Management

Leadership

Communication

Relationship Building

Written Communications

Education

Bachelor's Degree in Finance, Accounting, Economics, or related business discipline

Job description

United States Digital Space LLC in the United States is seeking a Sr. Examiner for Credit Review to assess the quality of credit decisioning across commercial portfolios and monitor risk indicators.

You will lead examination activities, coordinate with regulatory and audit partners, and drive continuous improvement through testing and process enhancements, including AI-enabled initiatives.