Credit Operations Analyst: Risk, Analytics & Growth

United States Digital Space LLC; Atlanta (IL); On-site; USD 85,000 - 125,000; Full time

Job summary

United States Digital Space LLC is seeking an experienced Credit Operations Analyst to join its Risk Operations team. You will execute operational processes, run in-depth credit reviews, and help scale programs to reduce credit risk while enabling growth.

You’ll work with cross-functional partners in engineering, strategy, sales, and vendor management, using analytics to identify risk trends and implement data-driven improvements across the portfolio.

Qualifications

• 4+ years of relevant experience with a solid understanding of general commercial credit principals.
• 1+ years of experience leading risk-related projects or initiatives with cross-functional stakeholders.
• Experience using data to propose creative solutions to tactical and strategic problems.
• Creativity, a team-focused mentality, and effective problem solving skills.
• The ability and desire to question the status quo.
• Deep empathy for entrepreneurs running a business and are motivated to solve problems to empower them.

Responsibilities

• Work with merchants from startups to established institutions.
• Complete in-depth credit reviews on merchants throughout their life cycle to identify credit concerns.
• Investigate escalations across multiple channels with accurate and timely responses.
• Own operational processes such as credit reviews and handling urgent risk-related escalations.
• Identify risk factors and trends and report to the wider risk team.
• Utilize analytics to optimize strategies across the portfolio.
• Maintain regular communication with cross-functional stakeholders.
• Identify gaps in current systems, policies and strategies and recommend enhancements and process improvements.
• Lead team work streams related to credit decisioning and accuracy.

Skills

SQL

Data analysis

Stakeholder management

Problem solving

Job description

United States Digital Space LLC is seeking an experienced Credit Operations Analyst to join its Risk Operations team. You will execute operational processes, run in-depth credit reviews, and help scale programs to reduce credit risk while enabling growth.

You’ll work with cross-functional partners in engineering, strategy, sales, and vendor management, using analytics to identify risk trends and implement data-driven improvements across the portfolio.