Remote Credit Analyst: Lending & Risk Specialist

United States Digital Space LLC; United States; Remote; USD 20,000 - 27,000; Full time

Job summary

United States Digital Space LLC is seeking a Credit Analyst for remote engagement. The analyst will assess client financials, determine borrowing capacity, and ensure loan applications comply with lender policies and regulatory standards.

The role requires coordination with brokers and lenders to structure applications, manage risk, and support successful loan outcomes in a fast-paced setting.

Qualifications

• Experience in mortgage broking, banking, financial services, or credit analysis.
• Strong understanding of residential lending policies and credit assessment processes.
• Excellent analytical and problem-solving abilities.
• High attention to detail and accuracy in documentation and compliance.
• Strong communication and stakeholder management skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Familiarity with aggregator platforms and lender systems is an advantage.

Responsibilities

• Analyse client financial information including income, expenses, liabilities, and assets
• Assess borrowing capacity and determine suitable loan products across multiple lenders
• Prepare, structure, and review loan applications prior to submission
• Identify credit risks and provide clear recommendations to support lending decisions
• Liaise with lenders, brokers, and clients to obtain and verify required documentation
• Ensure all applications comply with lending policies, credit guidelines, and regulatory standards
• Maintain accurate records and track application progress within CRM and loan systems
• Manage multiple loan applications simultaneously while meeting deadlines
• Support brokers with lender policy interpretation and scenario analysis

Skills

Mortgage broking

Financial analysis

Analytical thinking

Attention to detail

Communication

multitasking

Regulatory awareness

Tools

Infinity/ApplyOnline/Mercury/Flex/AOL

CRM systems (Salesforce, HubSpot, broker CRMs)

Excel & Google Sheets

SharePoint/Google Drive/Dropbox

Credit reporting agencies (Equifax, Illion, Experian)

Microsoft Teams/Zoom/Outlook

Project/workflow tools (Monday.com, Asana, Trello)

Job description

United States Digital Space LLC is seeking a Credit Analyst for remote engagement. The analyst will assess client financials, determine borrowing capacity, and ensure loan applications comply with lender policies and regulatory standards.

The role requires coordination with brokers and lenders to structure applications, manage risk, and support successful loan outcomes in a fast-paced setting.