Senior Credit Review Examiner – Complex Transactions

Bank of America; Newark (DE); On-site; USD 130,000 - 161,000; Full time

Job summary

Bank of America is seeking a Senior Examiner to join Credit Review, providing independent assessment of credit decisions and risk management across commercial portfolios. You will lead examinations, test processes, and review complex transactions to identify emerging risks and ensure underwriting and monitoring meet bank standards.

The role demands deep financial analysis, strong communication, and the ability to guide senior management and stakeholders.

Qualifications

• Bachelor's degree in finance, accounting, economics or equivalent business concentration.
• 10+ years of direct commercial credit experience.
• Ability to support conclusions with fact-based analysis and influence senior leaders.

Responsibilities

• Performs transactional testing of credit process for new and existing clients.
• Supports conclusions through fact-based analysis and influences senior leaders.
• Participates in examination activities, occasionally leading exams.
• Identifies, assesses and reports on existing and emerging risks.
• Drives continuous improvement by leading or participating in complex projects.
• Achieves continuous testing goals with quality, timely work.
• Maintains well-written work papers per guidelines.
• Raises potential areas of concern for QA review.
• Engages with Corporate Audit to ensure awareness of review activity.

Skills

Financial Analysis

Internal Audit

Loan Structuring

Underwriting

Credit Risk

Regulatory Compliance

Risk Management

Written Communication

Collaboration

Due Diligence

Issue Management

Relationship Building

Critical Thinking

Education

Bachelor's degree in finance/accounting/economics or business

Job description

Bank of America is seeking a Senior Examiner to join Credit Review, providing independent assessment of credit decisions and risk management across commercial portfolios. You will lead examinations, test processes, and review complex transactions to identify emerging risks and ensure underwriting and monitoring meet bank standards.

The role demands deep financial analysis, strong communication, and the ability to guide senior management and stakeholders.