Senior Credit Review & Risk Analysis Examiner

Bank of America; Boston (MA); On-site; USD 130,000 - 161,000; Full time

Job summary

Bank of America in Boston, MA is seeking a Sr. Examiner in Credit Review to independently assess credit decisions, monitor risk, and verify processes across enterprise portfolios. The role focuses on complex examinations, testing of new and existing clients, and proactive risk identification.

The Sr. Examiner will lead projects, mentor teammates, and coordinate with Corporate Audit while ensuring compliance with regulatory standards and internal risk controls.

Qualifications

• 10+ years of direct commercial credit experience
• Bachelor's Degree with a preference in finance, accounting, economics or other business concentration
• Solid, 5+ years experience commercial credit experience (direct lending, workout, risk management and/or regulatory)
• Ability to support conclusions through fact-based analysis and ability to influence senior leaders
• Excellent credit analysis, project management and leadership skills
• Strong organizational and communication skills, both written and verbal
• Ability to manage multiple complex tasks while delivering high quality results.
• Expert Financial Analysis Skills
• Deep knowledge of Loan Structuring and underwriting
• Experienced in Credit and Risk Assessment
• Issue Management and Resolution
• A strong knowledge of Regulatory Compliance
• Excellent skills in building and maintaining business relationships.

Responsibilities

• Performs transactional testing of credit process execution of new and existing clients
• Supports conclusions through fact-based analysis, proposing suggestions and influencing senior leaders
• Participates in examination activities, occasionally leading exams
• Identifies, assesses and reports on existing and emerging risks
• Drive a culture of continuous improvement by leading or participating in complex or multiple projects
• Achieve continuous testing goals by producing quality, timely work
• Maintain well-written, easy to follow work papers in accordance with Credit Review guidelines and best practices
• Raise potential areas of concern for QA team to review
• Actively engage with Corporate Audit to ensure ongoing awareness of review activity, coordination, and ongoing risk assessment
• Support enterprise initiatives related to operational excellence and adoption of AI tools to continuously improve our work processes

Skills

Financial Analysis

Internal Audit Review

Loan Structuring

Research Analysis

Underwriting

Business Acumen

Credit and Risk Assessment

Critical Thinking

Issue Management

Risk Management

Collaboration

Due Diligence

Regulatory Compliance

Relationship Building

Written Communications

Education

Bachelor's Degree in Finance/Accounting/Economics or other business concentration

Job description

Bank of America in Boston, MA is seeking a Sr. Examiner in Credit Review to independently assess credit decisions, monitor risk, and verify processes across enterprise portfolios. The role focuses on complex examinations, testing of new and existing clients, and proactive risk identification.

The Sr. Examiner will lead projects, mentor teammates, and coordinate with Corporate Audit while ensuring compliance with regulatory standards and internal risk controls.