Senior Credit Officer: Lead Complex Underwriting & Risk

Bank of America; Charlotte (NC); Vor Ort; USD 110.000 - 160.000; Vollzeit

Zusammenfassung

Bank of America is seeking a Credit Officer II to manage and monitor a diverse client portfolio within Corporate Banking. The role emphasizes underwriting, risk assessment, and collaboration with RM, TSO, and product partners to structure integrated credit solutions.

The candidate will lead credit approvals, manage asset quality, and coach junior analysts in a fast-paced environment. Travel to client sites is expected.

Qualifikationen

• 7+ years commercial credit underwriting and analysis with a commercial bank or OEM captive finance organization.
• Bachelor’s degree in Finance or Accounting is required.

Aufgaben

• Oversees and assesses the credit worthiness of borrowers based on due diligence findings and financial analysis.
• Exercising delegated approval authority for lending terms and risk decisions.
• Leads new credit originations with cross‑team collaboration.

Kenntnisse

Business Acumen

Coaching

Decision Making

Hiring and Onboarding

Loan Structuring

Collaboration

Credit Documentation

Oral Communications

Risk Management

Written Communications

Change Management

Client Solutions

Executive Presence

Organizational Effectiveness

Underwriting

Ausbildung

Bachelor’s degree in Finance or Accounting

Tools

Microsoft Office

Jobbeschreibung

Bank of America is seeking a Credit Officer II to manage and monitor a diverse client portfolio within Corporate Banking. The role emphasizes underwriting, risk assessment, and collaboration with RM, TSO, and product partners to structure integrated credit solutions.

The candidate will lead credit approvals, manage asset quality, and coach junior analysts in a fast-paced environment. Travel to client sites is expected.