Senior Credit Officer II - Commercial Lending & Underwriting

Bank of America; Boston (MA); On-site; USD 138,000 - 175,000; Full time

Job summary

Bank of America is seeking a seasoned Markets Credit Officer II to deliver expert advisory for complex debt capital solutions across commercial banking clients. You will structure, underwrite, and document facilities including lines of credit, term loans, real estate loans, and syndicated loans.

You will monitor portfolio performance, ensure data accuracy, and collaborate with Client Management teams. Ideal candidates have 10+ years underwriting, a BA/BS, and strong communication skills for

Qualifications

• 10+ years of Commercial Banking Underwriting experience.
• Strong financial analysis, modeling and loan structuring skills.
• Analytical/technical abilities and communication across levels.
• Industry knowledge across multiple sectors.

Responsibilities

• Evaluates credit worthiness and provides analysis and decisioning on credit facilities
• Collaborates with Client Management teams to analyze credit opportunities
• Manages client originations including initial credit structuring, underwriting, and deal closing
• Delivers high-quality underwriting metrics in line with policies
• Monitors client performance and identifies issues and opportunities
• Tracks loan maturities and collaborates with Analysts to address risks
• Escalates and debates deteriorating assets with Risk as appropriate

Skills

Collaboration

Decision Making

Loan Structuring

Underwriting

Written Communications

Analytical Thinking

Attention to Detail

Credit Documentation

Interpret Relevant Laws

Mentoring

Negotiation

Oral Communications

Prioritization

Risk Management

Education

BA/BS Degree

Job description

Bank of America is seeking a seasoned Markets Credit Officer II to deliver expert advisory for complex debt capital solutions across commercial banking clients. You will structure, underwrite, and document facilities including lines of credit, term loans, real estate loans, and syndicated loans.

You will monitor portfolio performance, ensure data accuracy, and collaborate with Client Management teams. Ideal candidates have 10+ years underwriting, a BA/BS, and strong communication skills for