Senior Credit Officer, Equipment Finance (Remote Eligible)

First Commonwealth Bank; Berwyn (PA); Remote; USD 110,000 - 170,000; Full time

Job summary

First Commonwealth Bank in Berwyn, PA seeks a Senior Credit Officer in the Equipment Finance Group to provide credit support for small to middle-ticket financing up to $5M. You will analyze financial statements and credit reports, prepare formal credit memos, and present recommendations to the Credit Manager or Loan Committee.

Responsibilities include ensuring timely, accurate credit decisions; gathering data on borrowers and collateral; applying structuring techniques when needed; and

Qualifications

• Bachelor's degree in business or credit underwriting preferred.
• 7+ years of experience with financial statement analysis to evaluate finance transactions up to $5,000,000.
• Strong reading, writing, and grammar skills; superior analytical and mathematical abilities; good communication.
• Proficient with Microsoft Windows and Microsoft Office.
• May be eligible for Telecommuting.

Responsibilities

• Perform credit analysis on small to middle ticket credit applications up to $5,000,000.
• Analyze financial statements, cash flow, and projection analyses.
• Analyze consumer and commercial credit reports as part of the decision process.
• Communicate credit decisions clearly and promptly to stakeholders.
• Gather data on business, guarantor, exposure, and collateral; liaise with internal/external customers.

Skills

Credit analysis

Financial analysis

Analytical skills

Communication

Education

Bachelor's degree in business or credit underwriting

Tools

Microsoft Office

Windows OS

Job description

First Commonwealth Bank in Berwyn, PA seeks a Senior Credit Officer in the Equipment Finance Group to provide credit support for small to middle-ticket financing up to $5M. You will analyze financial statements and credit reports, prepare formal credit memos, and present recommendations to the Credit Manager or Loan Committee.

Responsibilities include ensuring timely, accurate credit decisions; gathering data on borrowers and collateral; applying structuring techniques when needed; and