Senior Credit Lead, Portfolio Risk & Growth

Fifth Third Bank

United States

On-site

USD 120,000 - 180,000

Full time

14 days+

A complete application in a minute

Tailored resume and cover letter, ready to send.

Get past ATS filters

Job summary

Fifth Third Bank is seeking a Credit Lead to develop Credit Solutions professionals and lead portfolio management across deals and portfolios. The role requires 8+ years in commercial credit with strong underwriting and risk governance expertise, plus proven leadership.

Located in the Atlanta, GA area, this position offers base salary with incentive opportunities and comprehensive benefits. You’ll collaborate with Banking partners and senior leadership to uphold policy and drive credit

Qualifications

Bachelor’s degree in Business, Finance, Accounting, or related field required; advanced degree preferred.
Minimum of 8 years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.
Strong commercial credit underwriting, structuring, portfolio management, and legal documentation.
Demonstrated leadership skills.
Proven ability to maintain a forward-looking view of portfolio risk and proactively identify emerging credit issues.
Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.
Strong communication, organizational, and analytical skills.
Proficiency with internal banking systems and Microsoft Office tools.

Responsibilities

Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.
Maintain a forward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks, and elevate emerging risks or nonstandard situations to senior credit leadership as appropriate.
Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, and timely remediation of issues.
Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.
Engage with clients and prospects as needed, typically in support of Banking partners and senior credit leadership, particularly in complex or sensitive situations.
Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.
Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.
Provides ongoing coaching and mentoring of Credit Solutions professionals.