Credit Lead

Fifth Third; Atlanta (GA); Presencial; USD 130.000 - 170.000; Jornada completa

Descripción de la vacante

Fifth Third Bank is seeking a Credit Lead in Atlanta, GA, to develop Credit Solutions professionals and provide portfolio management leadership through credit practices and risk oversight.

You will drive risk metrics, ensure policy adherence, and engage with clients and senior leadership to manage complex credit situations.

Formación

• Bachelor’s degree in Business, Finance, Accounting, or related field.
• 8+ years of experience in commercial credit or risk leadership.
• Strong underwriting, structuring, portfolio management skills.
• Knowledge of regulatory requirements and risk governance.
• Excellent communication, organizational, and analytical skills.

Responsabilidades

• Establish workflow priorities and resource alignment across deal and portfolio activities.
• Maintain a forward-looking assessment of borrower and portfolio creditworthiness.
• Drive credit excellence metrics, policy adherence, and timely remediation of issues.
• Ensure consistent application of credit policy and portfolio management practices across teams.
• Engage with clients and Banking partners, especially in complex situations.
• Champion continuous improvement initiatives and strategic enhancements to credit processes.
• Mentor and coach Credit Solutions professionals.

Conocimientos

Credit underwriting

Portfolio management

Credit policy

Risk governance

Regulatory compliance

Leadership

Educación

Bachelor’s degree in Business, Finance, Accounting, or related field

Herramientas

Microsoft Office

Descripción del empleo

## Credit LeadApply: Atlanta, GA: Boca Raton, FL: Fort Lauderdale BC: Jacksonville, FL: Nashville Financial Center: Full time: Posted Today: End Date: October 30, 2026 (23 days left to apply): R73485**Make banking a Fifth Third better** We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.**ENERAL FUNCTION:**The Credit Lead is accountable for the development of Credit Solutions professionals and active portfolio management leadership through execution, prioritization, and consistency of credit practices and credit risk oversight.Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.**ESSENTIAL DUTIES AND RESPONSIBILITIES:*** Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.* Maintain a forward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks, and escalate emerging risks or nonstandard situations to senior credit leadership as appropriate.* Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, and timely remediation of issues.* Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.* Engage with clients and prospects as needed, typically in support of Banking partners and senior credit leadership, particularly in complex or sensitive situations.* Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.* Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.* Provides ongoing coaching and mentoring of Credit Solutions professionals.**SUPERVISORY RESPONSIBILITY:**Includes the direct and indirect supervision and direction of the day-to-day activities of Credit Solutions professionals. Responsible for providing employees with timely, candid, and constructive performance feedback. Develop employees to their fullest potential and provide challenging opportunities that enhance employee career growth. Develop the appropriate talent pool to ensure adequate bench strength and succession planning. Recognize and reward employees for accomplishments.**MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:*** Bachelor’s degree in Business, Finance, Accounting, or related field required; advanced degree preferred.* Minimum of 8 years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.* Strong commercial credit underwriting, structuring, portfolio management, and legal documentation.* Demonstrated leadership skills.* Proven ability to maintain a forward-looking view of portfolio risk and proactively identify emerging credit issues.* Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.* Strong communication, organizational, and analytical skills.* Proficiency with internal banking systems and Microsoft Office tools.Credit Lead