Senior Credit Card Analytics & Portfolio Strategy Lead

ADP, Inc.; Philadelphia (Philadelphia County); Hybrid; USD 130,000 - 165,000; Full time

Benefits offered by this job

Yearly discretionary bonus

Professional development

Career advancement

Job summary

Fidem Financial in Philadelphia, PA is seeking a Senior Analyst, Credit Card Analytics & Portfolio Strategy with 5+ years in banking or consumer lending to drive portfolio analytics, performance insights, and strategic decision-making. This hybrid role partners with finance, risk, and operations to optimize profitability and growth in consumer credit.

You will build models, develop dashboards, and monitor market trends while collaborating across functions to size opportunities and improve

Qualifications

• Bachelor's degree in Finance, Business Analytics, or related field.
• 5+ years of banking, credit cards, or consumer lending experience.
• Strong proficiency in PowerPoint, Excel and data visualization tools (Power BI, Tableau). SQL or Python is a plus.
• Demonstrated experience in financial modeling, forecasting, and trend analysis.
• Understanding of credit card P&L drivers, interchange, rewards, charge-off dynamics, and regulatory environment.

Responsibilities

• Analyze credit card performance metrics, including acquisition, usage, delinquency, and profitability trends.
• Develop actionable insights to optimize pricing, product features, and customer engagement.
• Build and maintain financial models to support business initiatives, forecasts, and profitability assessments.
• Prepare and automate dashboards and management reports highlighting KPIs.
• Monitor market trends, credit card industry developments, and competitor activity to inform strategy.
• Collaborate across finance, marketing, risk, and operations to assess opportunities and streamline processes.
• Contribute to investment case development, including ROI and DCF modeling.
• Identify inefficiencies in reporting and analytics processes and propose improvements.
• Perform other duties as assigned.

Skills

PowerPoint

Excel

Power BI

Tableau

SQL

Python

Data visualization

Education

Bachelor's degree in Finance or Business Analytics

Tools

Power BI

Tableau

SQL

Python

Job description

Fidem Financial in Philadelphia, PA is seeking a Senior Analyst, Credit Card Analytics & Portfolio Strategy with 5+ years in banking or consumer lending to drive portfolio analytics, performance insights, and strategic decision-making. This hybrid role partners with finance, risk, and operations to optimize profitability and growth in consumer credit.

You will build models, develop dashboards, and monitor market trends while collaborating across functions to size opportunities and improve