Senior Card Credit Risk & Strategy Analyst — Growth & Profit

Atlanticus; Wilmington (DE); Sur place; USD 120 000 - 160 000; Plein temps

Avantages offerts par ce poste

Generous PTO

401(k) with company match

Employee stock purchase plan

Ongoing training

Résumé du poste

Atlanticus in Wilmington, DE seeks a Senior Credit Risk & Strategy Analyst to blend analytics with business strategy across our credit card portfolio. You’ll lead end-to-end analyses, partner with Credit, Marketing, and Finance, and influence senior leaders with data-driven insights.

Expect ownership, growth opportunities, and a startup-minded culture at a fast-growing company focused on responsible credit and profitability.

Qualifications

• Bachelor's degree in a quantitative or analytical field.
• 4-6 years of experience in financial analytics, consulting, or business strategy.
• Proficiency in SQL & Excel; experience with Python, R, or similar tools.
• Strong problem-solving, quantitative, and critical-thinking skills.
• Credit card financial modeling skills with understanding of P&L interdependence.
• Excellent communication skills with the ability to influence cross-functional stakeholders.
• Experience with balance build initiatives such as purchase promotional rates and balance transfers.

Responsabilités

• Partner with teams across Credit, Marketing, and Finance to develop data-driven strategies that balance growth, profitability, and customer outcomes.
• Frame key business questions, design analyses, extract and synthesize data using SQL, SAS, and Python, and translate insights into actionable recommendations.
• Evaluate existing portfolio management strategies to optimize risk-adjusted returns and portfolio health.
• Analyze campaign performance, segmentation, and targeting to improve acquisition economics and customer engagement.
• Forecast P&L impacts, monitor portfolio trends, and partner with Finance to inform investment and growth decisions.
• Present findings to senior leaders, using data storytelling to drive alignment and decision-making across teams.

Connaissances

Analytical thinking

Problem solving

Communication skills

Cross-functional collaboration

Business acumen

Formation

Bachelor's degree in Mathematics / Economics / Finance / Statistics / Engineering / Data Science

Master's degree in related field

Outils

SQL

SAS

Python

R

Excel

Description du poste

Atlanticus in Wilmington, DE seeks a Senior Credit Risk & Strategy Analyst to blend analytics with business strategy across our credit card portfolio. You’ll lead end-to-end analyses, partner with Credit, Marketing, and Finance, and influence senior leaders with data-driven insights.

Expect ownership, growth opportunities, and a startup-minded culture at a fast-growing company focused on responsible credit and profitability.