Senior Credit Analyst: Strategic Risk & Cash Flow

Glacier Ban; Fort Worth (TX); On-site; USD 95,000 - 125,000; Full time

Job summary

Guaranty Bank & Trust is seeking a Senior Credit Analyst to conduct high-level analyses on commercial loans and prepare loan presentations for the Loan Committee in Fort Worth, TX. You will evaluate creditworthiness using financial statements, reports, and market data to support informed lending decisions.

You will collaborate with Commercial Lenders, monitor covenants, and help maintain asset quality through portfolio reviews, ensuring compliance with bank policies and regulations.

Qualifications

• Bachelor's degree in finance, accounting, or related field.
• Accounting I & II coursework completed (12 hours preferred).
• Prior nCino experience required.
• At least 3 years of underwriting experience.

Responsibilities

• Perform financial covenant calculations for compliance monitoring and exceptions.
• Prepare loan presentations for the Loan Committee and identify terms.
• Review loan agreements for violations and monitor credit covenants.
• Conduct financial analyses and annual reviews for risk grading.

Skills

Excel macros

KPI analysis

Data analysis

Communication skills

Travel readiness

Education

Bachelor's degree in finance/accounting

Accounting coursework (I & II)

nCino experience

3+ years underwriting experience

Job description

Guaranty Bank & Trust is seeking a Senior Credit Analyst to conduct high-level analyses on commercial loans and prepare loan presentations for the Loan Committee in Fort Worth, TX. You will evaluate creditworthiness using financial statements, reports, and market data to support informed lending decisions.

You will collaborate with Commercial Lenders, monitor covenants, and help maintain asset quality through portfolio reviews, ensuring compliance with bank policies and regulations.