Senior Credit Analyst (Remote) – SBA & Commercial Lending

Thrivent; Saint Paul (MN); On-site; USD 64,000 - 86,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k

Paid time off

Job summary

Thrivent in Saint Paul, MN seeks an experienced financial analyst to assess creditworthiness for existing and new business lending and Treasury Management clients. The role includes special assets and troubled loan monitoring for watchlist credits.

You will work with lenders, regulators, and Thrivent management to ensure risk is properly assessed and documented. Strong Excel skills and knowledge of lending regulations are essential.

Qualifications

• 6+ years of financial analysis, commercial or business lending, and Treasury Management experience.
• Four-year degree in accounting, business, finance, or related field; CPA a plus.
• Excellent knowledge of business lending and Treasury Management regulations and products/services.

Responsibilities

• Evaluate and review complex clients' business loan and Treasury Management requests.
• Advise lenders on structure of loans and Treasury Management products.
• Read, analyze, and interpret complex documents to assess risk.
• Oversee ongoing review of credit relationships including loan memoranda and annual reviews.
• Provide recommendations on credit structure based on policy and knowledge.
• Serve as primary contact for SBA loan approval process.
• Prepare written analyses, spreadsheets, reports, and opinions for loan activities.
• Demonstrate strong understanding of cash flow analysis and ratios.

Skills

Financial analysis

Commercial lending

Treasury Management

Credit policy

Regulatory knowledge

Education

Bachelor's degree in accounting/business/finance

CPA designation (a plus)

Tools

Excel

Job description

Thrivent in Saint Paul, MN seeks an experienced financial analyst to assess creditworthiness for existing and new business lending and Treasury Management clients. The role includes special assets and troubled loan monitoring for watchlist credits.

You will work with lenders, regulators, and Thrivent management to ensure risk is properly assessed and documented. Strong Excel skills and knowledge of lending regulations are essential.