Senior Credit Analyst — In-Person, Centralized Underwriting

Gateway Group Personnel; Memphis (TX); On-site; USD 85,000 - 105,000; Full time

Job summary

A prominent community bank in Texas seeks a Senior Credit Analyst to strengthen their credit team. The ideal candidate will have 4–7 years of credit analysis or underwriting experience and will take on various responsibilities such as underwriting loan requests and preparing credit narratives. This position offers significant growth potential, with the possibility of advancement into a Credit Officer role for high performers committed to the local team.

Qualifications

• 4–7+ years of underwriting or credit analysis experience.
• Strong Excel and technical skills.
• Ability to interpret financial statements and explain conclusions.

Responsibilities

• Underwrite commercial and consumer loan requests.
• Perform financial spreads and credit analysis.
• Prepare written credit narratives and recommendations.
• Support loan screening, approvals, and compliance.
• Assist with portfolio reporting and credit reviews.

Skills

Underwriting and credit analysis

Excel

Interpreting financial statements

Job description

A prominent community bank in Texas seeks a Senior Credit Analyst to strengthen their credit team. The ideal candidate will have 4–7 years of credit analysis or underwriting experience and will take on various responsibilities such as underwriting loan requests and preparing credit narratives. This position offers significant growth potential, with the possibility of advancement into a Credit Officer role for high performers committed to the local team.