Senior Credit Analyst - Risk Rating

Siemens; Woodbridge Township (NJ); On-site; USD 118,000 - 203,000; Full time

Job summary

Siemens is seeking a Senior Credit Analyst specializing in Cash Flow Financing to evaluate financial risks and prepare rating reports. The role involves developing strong relationships with Risk Management and requires 8+ years of experience in credit analysis. Candidates should possess a degree in Finance, Accounting, or Economics and demonstrate excellent presentation and analytical skills.

Benefits

Comprehensive health and wellness benefits

Qualifications

• 8+ years of relevant experience in credit/rating analysis.
• Ability to deliver persuasive presentations and articulate financial insights confidently.
• Proficiency in analyzing financial models and translating data into recommendations.

Responsibilities

• Independently evaluate financial and business risks of obligors within Cash Flow Financing.
• Prepare high-quality rating reports for new lending opportunities and existing obligors.
• Monitor the creditworthiness of portfolio obligors proactively.

Skills

Credit Analysis

Financial Reporting

Risk Assessment

Presentation Skills

Organizational Skills

Collaboration

Education

4-year college degree in Finance

4-year college degree in Accounting

4-year college degree in Economics

Tools

Microsoft Excel

Microsoft Word

Job description

Join to apply for the Senior Credit Analyst - Risk Rating role at Siemens.

Here at Siemens, we take pride in enabling sustainable progress through technology. We do this by empowering customers through the integration of real and digital worlds, improving how we live, work, and move today and for future generations. We believe that a business can only thrive if its people thrive, which is why we prioritize our employees. Our diverse, global team is eager to support your growth and challenge you in new ways. Who knows where our shared journey will take you?

Transform the everyday with us

We are seeking an energized Senior Credit Analyst, primarily in Cash Flow Financing. Risk Controlling – Risk Rating is part of Siemens Financial Services, Inc (SFS) Risk Controlling, headquartered in Munich, Germany, providing analytical expertise globally across all SFS Business Units and Management.

Within Risk Controlling – Risk Rating Americas, you will evaluate the financial and business risks of U.S. obligors across various industries, providing independent and highly competent risk assessments.

Location: Iselin, NJ

What part will you play?

• Independently evaluate financial and business risks of obligors within Cash Flow Financing
• Prepare high-quality rating reports for new lending opportunities and existing obligors
• Present analyses for approval to the Team leader or Head of Risk Control-Risk Rating Americas
• Develop a thorough understanding of SFS rating methodologies related to cash flow analysis
• Monitor the creditworthiness of portfolio obligors proactively
• Build strong relationships with Risk Management to streamline the rating process
• Recommend and approve obligor ratings within delegated authority
• Cross-train across rating disciplines to support other areas as needed

Qualifications

Basic qualifications:

• 8+ years of relevant experience in credit/rating analysis
• 4-year college degree in Finance, Accounting, or Economics

Preferred qualifications:

• Ability to deliver persuasive presentations and articulate financial insights confidently
• Excellent organizational and time management skills in a fast-paced environment
• Strong collaboration and relationship-building skills
• Proficiency in analyzing financial models and translating data into recommendations
• Technical expertise in Microsoft Excel and Word for financial reporting
• Ability to craft clear, accurate, and well-structured reports

You’ll benefit from:

• Comprehensive health and wellness benefits (details at https://www.benefitsquickstart.com/siemens/index.html)
• Salary range: $118,300 - $202,800 plus incentive bonus, depending on experience and location

Siemens is an Equal Opportunity Employer committed to diversity and inclusion. We consider all qualified applicants without regard to race, color, religion, sex, age, disability, family status, or other protected categories.