Senior Credit Analyst – Remote, Commercial Lending Pro

Partners 1st Federal Credit Union; Fort Wayne (IN); On-site; USD 75,000 - 105,000; Full time

Benefits offered by this job

Competitive salary

Paid illness leave

Paid vacation

Holidays

Medical insurance

Dental insurance

Vision insurance

Life insurance

401(k) match

Tuition reimbursement

Weekly pay

Professional office environment

Job summary

Partners 1st Federal Credit Union seeks a Senior Credit Analyst to evaluate complex commercial and CRE loan requests, including financial statement and cash flow analyses, to determine repayment ability and risk. You will prepare comments to guide sound credit decisions and work with teams to structure appropriate solutions.

The role requires advanced analytical skills, strong collaboration, and knowledge of lending software. Location is Fort Wayne, IN with potential remote work per policy.

Qualifications

• 5+ years of direct experience in commercial credit analysis.
• Strong knowledge of financial statement and cash flow analysis.
• Experience evaluating credit risk and structuring loan solutions.

Responsibilities

• Initiate preliminary financial analyses to determine loan viability.
• Recommend loan structures, covenants, and reporting requirements.
• Perform periodic credit reviews of relationships per policy.
• Train and mentor credit team members.
• Participate in onsite visits with lenders for loan projects.
• Support loan documentation, funding, and servicing activities.

Skills

Credit analysis

Financial statement analysis

Cash flow analysis

Risk assessment

Credit policy

Education

Bachelor's degree in accounting/finance

Tools

Microsoft Excel

Commercial lending software

Job description

Partners 1st Federal Credit Union seeks a Senior Credit Analyst to evaluate complex commercial and CRE loan requests, including financial statement and cash flow analyses, to determine repayment ability and risk. You will prepare comments to guide sound credit decisions and work with teams to structure appropriate solutions.

The role requires advanced analytical skills, strong collaboration, and knowledge of lending software. Location is Fort Wayne, IN with potential remote work per policy.