Senior Credit Analyst — Risk & Lending (401(k) & PTO)

First Independence Corporation; Chicago (IL); On-site; USD 90,000 - 120,000; Full time

Job summary

First Independence Bank is seeking an experienced Senior Commercial Credit Analyst to underwrite loan requests and perform annual reviews, assessing credit limits and monitoring risk.

You will analyze financial statements, verify information, and work with loan officers to communicate policy results and risk findings. The role requires independent work and strong customer-service skills in a banking environment in Chicago.

Qualifications

• Bachelor’s degree in finance, accounting, or a related field.
• 3+ years’ experience as a banking Commercial Credit Analyst.
• Ability to work independently on credit assessments.

Responsibilities

• Underwrite loan requests and annual reviews.
• Assess and authorize credit limits and monitor credit risk.
• Provide analysis of customer financial statements.
• Ensure data entry is accurate and complete.
• Collaborate with loan officers on policy and risk results.
• Follow up with clients post-approval to verify information and research history.

Skills

Credit analysis

Risk assessment

Customer service

Independent work

Education

Bachelor's degree in finance or accounting

Job description

First Independence Bank is seeking an experienced Senior Commercial Credit Analyst to underwrite loan requests and perform annual reviews, assessing credit limits and monitoring risk.

You will analyze financial statements, verify information, and work with loan officers to communicate policy results and risk findings. The role requires independent work and strong customer-service skills in a banking environment in Chicago.