Senior Credit Analyst - Construction & Manufacturing

Commercial Metals Company; Irving (TX); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Day 1 Benefits Coverage with low cost Medical, Vision, Dental

Day 1 Paid-time Off and Vacation

4.5% Company Match 401(k) plan

Competitive Compensation and Bonuses

Company-paid Life and Disability Insurance

Employee Stock Purchase Plan

Training and Advancement Opportunities

Job summary

A leading metals and recycling company in Texas is seeking an experienced professional for a role focused on credit review and financial analysis. The ideal candidate will have over 7 years of credit review experience, strong analytical skills, and the ability to work independently and with a team. Responsibilities include assessing credit limits, analyzing financial data, and coaching less experienced team members. The position offers comprehensive benefits including medical coverage and paid time off.

Qualifications

• Minimum of 7 years of credit review and approval experience in a construction or manufacturing environment.
• Ability to analyze financial information and credit reports.
• Strong communication skills and ability to work independently or in a team.

Responsibilities

• Assess credit limits for new and existing customers.
• Analyze customers' financial information.
• Provide assessment of profitability and risk for extending credit.
• Coach team members on transactions.
• Maintain compliance with Credit and Collection policy.
• Develop relations with key customers.

Skills

Credit review and approval experience

Knowledge of construction mechanic lien and bonds

Analyzing financial statements

Interpreting Consumer and Commercial Credit reports

Strong computer skills

Detail oriented

Interpersonal and negotiation skills

Customer relations abilities

Strong analytical and statistical skills

Written and verbal communication skills

Education

Bachelor's degree in Finance, Accounting, Business Administration or related field

High School Diploma or GED

Tools

SAP or other related ERP system

Microsoft Office (Excel, Word)

Job description

A leading metals and recycling company in Texas is seeking an experienced professional for a role focused on credit review and financial analysis. The ideal candidate will have over 7 years of credit review experience, strong analytical skills, and the ability to work independently and with a team. Responsibilities include assessing credit limits, analyzing financial data, and coaching less experienced team members. The position offers comprehensive benefits including medical coverage and paid time off.