Senior Credit Analyst

CMC

Irving (TX)

On-site

USD 75,000 - 95,000

Full time

14 days+

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Benefits offered by this job

Day 1 Benefits Coverage

Paid-time Off and Vacation

4.5% Company Match 401(k)

Training and Advancement Opportunities

Competitive Compensation and Bonuses

Company-paid Life and Disability Insurance

Employee Stock Purchase Plan

$500 Annual Company-paid Lifestyle Benefit

Job summary

CMC is seeking an experienced Credit Analyst in Irving, Texas. This role involves assessing credit limits, analyzing financial information, and ensuring compliance with credit policies. Candidates should have over 7 years of experience in credit review within a construction or manufacturing environment and a Bachelor’s degree in a related field. CMC offers Day 1 benefits, vacation, and competitive compensation. Apply now to join a company committed to your professional growth.

Qualifications

7+ years of credit review and approval experience in construction or manufacturing environment.
Strong analytical capabilities.
Available for travel up to 10% of the time.

Responsibilities

Assess credit limits for new and existing customers and jobs.
Analyze financial information and reports.
Interface with internal and external customers regarding credit eligibility.

Skills

Credit review and approval experience

Knowledge of construction mechanic lien and bonds

Financial analysis

CRM/ERP management

Analytical and statistical skills

Communication skills

Customer relations skills

Education

Bachelor's degree in Finance, Accounting, Business Administration or related field

High School Diploma or GED

Tools

SAP

Microsoft Office (Excel, Word)

Job description

Overview

There’s more to CMC than our products and the buildings, structures, and roads they go into. At CMC, it’s the people inside our recycling centers, fabrication plants, manufacturing facilities, steel mills and offices that make us who we are as a company. Our success comes from finding, retaining, and supporting the highest quality talent by offering:

Day 1 Benefits Coverage with low cost Medical, Vision, Dental
Day 1 Paid-time Off and Vacation
4.5% Company Match 401(k) plan
Training and Advancement Opportunities
Competitive Compensation and Bonuses
Company-paid Life and Disability Insurance
Employee Stock Purchase Plan
4.5% Company Match 401(k) plan
$500 Annual Company-paid Lifestyle Benefit

Why this job and why CMC: CMC provides an opportunity to learn the steel, construction reinforcement and ground stabilization industries and to grow in your career. Whether you spend your day brainstorming in an office, operating equipment, or troubleshooting technical obstacles, you’ll get training and support from your team to excel in your role.

What You’ll Do

Assess credit limits for new and existing customers and jobs, producing recommendations after thorough analysis of a variety of factors
Analyze customers' financial information, including income statements, cash flow history, current debt, balance sheets and credit reports
Provide assessment of profitability of default by a customer and determine risk of extending secure and unsecured credit
Coach less experienced team members on transactions and accounts
Research public records for corporate and UCC filings
On construction projects, ensure CMC is in position to be secured via lien or bond
Interface with internal and external customers regarding changes in credit eligibility and limits
Maintain and improve compliance with the Credit and Collection policy to ensure systematic follow-up and review as per standards
Develop and maintain relations with key internal and external customers and other principal industry suppliers
Miscellaneous projects as requested

What You’ll Need

7+ years of credit review and approval experience in construction or manufacturing environment
Knowledge of construction mechanic lien and bonds
Extensive experience in analyzing financial statements
Extensive experience interpreting Consumer and Commercial Credit reports
Strong computer skills including Excel/Word/Microsoft Office with experience managing credit in SAP or other related ERP system
Ability to work independently and with a team, detail oriented, interpersonal and negotiation skills and customer relations abilities
Strong analytical and statistical skills
Strong written and verbal communication skills, including telephone skills to relate to multiple stakeholders
Available for travel up to 10% of the time

Your Education

Bachelor's degree in Finance, Accounting, Business Administration or related field
High School Diploma or GED required

EEO and Legal

CMC is committed to providing equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, age, physical or mental disability, national origin, citizenship, military or veteran status, sexual orientation, gender identity and/or expression, genetic information, or other status protected by federal, state or local law.

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