Senior Credit Analyst - Complex Lending Expert

UMB Bank; Kansas City (MO); On-site; USD 59,000 - 87,000; Full time

Benefits offered by this job

Paid Time Off

401(k) matching

Annual incentive pay

Paid holidays

Medical, dental, vision insurance

Tuition reimbursement

Job summary

UMB Bank in Kansas City seeks a Credit Analyst Sr to analyze commercial borrower credit standings and account relationships, producing formal credit write-ups and complex loan analyses.

This senior role guides junior analysts, supports training, and completes monthly/quarterly reporting, with potential rotations across underwriting and related departments. Strong finance background required.

Qualifications

• Bachelor's degree in business administration, finance or accounting
• Minimum of 6 hours of accounting
• 2-yeasr credit analysis or other applicable accounting or financial services experience
• Demonstrates mastery and proper application of financial analysis skills
• Proficient in all credit analysis skills, with the ability to handle complex credit write-ups
• Ability to appropriately provide constructive feedback to peers
• Demonstrates proficiency in Microsoft Word, Excel, Windows
• Demonstrates ability to work with diverse teams that encompasses all levels of associates from various areas of the Bank, by phone and in person
• Demonstrates strong written & verbal communication skills
• Demonstrates proficiency in Capital Stream and Loan Accounting Systems

Responsibilities

• Generate formal credit write-ups that analyze a borrower’s creditworthiness and account relationship with UMB.
• Become the department subject matter expert in at least one lending vertical.
• Assist the department manager in the development and maintenance of training materials and department workflow.
• Complete monthly and quarterly reports (Board Report, Reg O, Supervisory Loan to Value).
• Opportunity for rotations through other bank partner departments.

Skills

Credit analysis

Financial analysis

Written communication

Verbal communication

Team collaboration

Feedback delivery

MS Office

Capital Stream

Loan accounting systems

Education

Bachelor's degree in business administration, finance or accounting

Minimum of 6 hours of accounting

2-years credit analysis or related experience

Tools

Capital Stream

Loan Accounting Systems

Microsoft Word

Microsoft Excel

Windows

Job description

UMB Bank in Kansas City seeks a Credit Analyst Sr to analyze commercial borrower credit standings and account relationships, producing formal credit write-ups and complex loan analyses.

This senior role guides junior analysts, supports training, and completes monthly/quarterly reporting, with potential rotations across underwriting and related departments. Strong finance background required.