Senior Credit Analyst: Complex Credit & Risk Leader

CSI Leasing, Inc.; Weldon Spring Heights (MO); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

Employer 401(k) retirement savings

Paid Time Off

On-site fitness center

Wellness program

Company events

Job summary

CSI Leasing, Inc. is seeking a Senior Credit Analyst to evaluate, structure, and recommend complex credit transactions and significant exposures to support sound risk management and lending decisions.

The role involves advanced credit analysis using financial statements and cash flow, presenting well-supported recommendations to senior management, and mentoring junior staff while contributing to policy improvements.

Qualifications

• Bachelor’s degree in Finance or Accounting required.
• Minimum 5+ years of credit analysis experience.
• Experience evaluating complex credit exposures with financial statement and cash flow analysis.
• Experience presenting credit recommendations to senior stakeholders or credit committee.

Responsibilities

• Analyze financial statements and cash flow for complex credit exposures.
• Deliver comprehensive credit analysis and recommendations to credit officers and senior management.
• Compile and present reporting to executive management.
• Support Sales team in structuring credit solutions within risk appetite.
• Assist in reviewing multinational customers.

Skills

Financial analysis

Cash flow analysis

Credit risk assessment

Communication skills

Independent judgement

Attention to detail

Time management

Education

Bachelor’s degree in Finance/Accounting

Master’s degree (Finance/Accounting/ MBA)

CFA or CPA certification

Tools

Microsoft Office

Credit analysis software

Financial modeling software

Job description

CSI Leasing, Inc. is seeking a Senior Credit Analyst to evaluate, structure, and recommend complex credit transactions and significant exposures to support sound risk management and lending decisions.

The role involves advanced credit analysis using financial statements and cash flow, presenting well-supported recommendations to senior management, and mentoring junior staff while contributing to policy improvements.