Credit Analyst

The Bank of Missouri; Perryville (MO); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive salary

Paid time off

401K and stock options

Medical, dental, vision, life and/or.

Fitness reimbursement

Learning and growth opportunities

Job summary

The Bank of Missouri in Perryville, MO is seeking a Credit Analyst to perform loan credit analysis for new and existing projects, assist loan officers with financial statement reviews, and support the loan review function.

First 90 days onsite training; the role offers a competitive salary and comprehensive benefits including PTO, 401K, insurance, fitness reimbursement, and growth opportunities.

Qualifications

• Bachelor's degree (B.A.) from four-year college or university, preferably finance or accounting; or one to two years related experience and/or training; or equivalent of education and experience.
• The Bank of Missouri is an Equal Opportunity Employer

Responsibilities

• Complete all financial analysis reviews assigned, reporting results to the appropriate lending officer or department supervisors as applicable.
• Examine files systematically for adequacy of credit and/or deficiencies; report examination results to the appropriate lending officer as requested.
• Prepare written analysis on all large loans, large aggregate lending to one borrower, complex and weak loans.
• Assist in preparing loan package presentations for approval, including both written proposal and attachments.

Skills

Financial analysis

Education

Bachelor's degree in finance or accounting

Job description

Job Details: Job Location: Remote - Perryville, MO 63775, Position Type: Full Time, Working at The Bank of Missouri

At The Bank of Missouri we know it takes great people to support the communities we serve! We are passionate about caring for people and communities, and know how to recognize and reward our employees for their talent and contributions. When you work at The Bank of Missouri, you not only get to help others, but you also get the resources, opportunities and support to grow your own career.

About our Company

Staying in business for more than 130 years is hard. Really hard. If you think about it, we've endured many events, like the Great Depression and two World Wars. We've survived and thrived, thanks to our great customers and communities. We were founded on core values of accountability, community service and financial conservatism. Those principles are the reason we are still in business today. Caring for people and communities is our foundation!

We've built a reputation of being financially secure and community focused. We are an independent community bank and fully intend to stay that way. We are big enough to accommodate any financial need, yet small enough to give every customer the personal treatment they deserve.

About this job:

As a Credit Analyst, you'll complete loan credit analysis for new and existing projects, assist loan officers with financial statement review ad assist loan review function and external auditors.

First 90 days in the position requires onsite training

Here are some of the great benefits you will enjoy as a member of our team:

• Competitive Salary
• Personal paid time off, as eligible and paid holidays
• 401K and Employee Stock Option Plan, as eligible
• Generous medical, dental, vision, life and disability insurance
• Fitness reimbursement
• Learning, development and growth opportunities

As a Credit Analyst you will:

• Complete all financial analysis reviews assigned, reporting results to the appropriate lending officer or department supervisors as applicable. Follow-up to ensure timely responses to the recommendations and the resolution and/or implementation of the same.
• Examine files systematically for adequacy of credit and/or deficiencies; report examination results to the appropriate lending officer as requested.
• Prepare written analysis on all large loans, large aggregate lending to one borrower, complex and weak loans.
• Assist in preparing loan package presentations for approval, including both written proposal and attachments.

Qualifications for Success:

Bachelors degree (B.A.) from four-year college or university, preferably finance or accounting; or one to two years related experience and/or training; or equivalent of education and experience.

The Bank of Missouri is an Equal Opportunity Employer