Senior Credit Analyst (B2B)

Accounting Career Consultants; St. Louis (MO); Hybrid; USD 70,000 - 95,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits

Job summary

Accounting Career Consultants is seeking a Senior Credit & Collections Analyst to join its corporate finance team in a hybrid Missouri/Illinois role. The position focuses on commercial credit decisions, reporting, and process improvements within a well-established manufacturing environment.

The ideal candidate will bring strong credit analysis experience, advanced Excel skills, and a collaborative approach to drive operational efficiencies and effective customer relationships.

Qualifications

• Bachelor's degree in Accounting, Finance, Business, or related field.
• 3+ years of B2B credit and collections experience.
• Strong analytical, communication, and problem-solving skills.
• Experience working within an ERP system.
• Manufacturing, distribution, or industrial industry experience is a plus.

Responsibilities

• Manage a portfolio of commercial (B2B) customer accounts, balancing collections with strong customer relationships.
• Analyze customer creditworthiness by reviewing financial statements, trade references, credit reports, and other supporting documentation.
• Establish and maintain appropriate credit limits and payment terms while minimizing business risk.
• Perform annual credit reviews and monitor customer financial health.
• Prepare and maintain credit and collections reporting using advanced Excel.
• Identify opportunities to streamline reporting, improve existing processes, and increase automation.
• Partner with Sales, Customer Service, and Finance to resolve credit and collection issues.
• Maintain accurate account documentation and support continuous process improvement initiatives.

Skills

Advanced Excel

Financial analysis

Communication

Problem-solving

Education

Bachelor's degree in Accounting, Finance, Business, or related field

Bachelor's or Master’s Degree in Accounting/Finance/Business

Tools

ERP system

Job description

Why Consider This Opportunity?

• Hybrid work schedule.


• Stable and growing manufacturing organization.


• High visibility role with opportunities to influence processes and reporting.


• Collaborative finance team with strong leadership support.


• Competitive compensation and comprehensive benefits.

Keys to Hire

• Commercial Credit Analysis: Experience setting and approving credit limits and payment terms for large commercial/business accounts, including annual credit reviews of accounts exceeding $1M. Must have experience reviewing financial statements, trade references, Dun & Bradstreet (D&B) reports, and other credit information to determine creditworthiness. (Consumer or personal lending experience alone is not a fit.)


• Advanced Excel & Reporting: Strong Excel skills, including Pivot Tables, VLOOKUPs, and report creation. Experience developing, enhancing, or automating reports is highly preferred. This role will assume ownership of recurring credit reporting and help improve reporting efficiency through process improvements and automation.

About the Opportunity

Our client, a well-established manufacturing organization, is seeking a Senior Credit & Collections Analyst to join its corporate finance team. This is a high-impact role supporting commercial credit decisions, reporting, and process improvements. The ideal candidate will combine strong credit analysis experience with advanced Excel skills and enjoy partnering cross-functionally to improve processes and drive operational efficiencies.

Key Responsibilities

• Manage a portfolio of commercial (B2B) customer accounts, balancing collections with strong customer relationships.


• Analyze customer creditworthiness by reviewing financial statements, trade references, credit reports, and other supporting documentation.


• Establish and maintain appropriate credit limits and payment terms while minimizing business risk.


• Perform annual credit reviews and monitor customer financial health.


• Prepare and maintain credit and collections reporting using advanced Excel.


• Identify opportunities to streamline reporting, improve existing processes, and increase automation.


• Partner with Sales, Customer Service, and Finance to resolve credit and collection issues.


• Maintain accurate account documentation and support continuous process improvement initiatives.

Qualifications

• Bachelor's degree in Accounting, Finance, Business, or related field preferred.


• 3+ years of B2B credit and collections experience.


• Strong analytical, communication, and problem-solving skills.


• Experience working within an ERP system.


• Manufacturing, distribution, or industrial industry experience is a plus.

MUST reside in Missouri or Illinois. Bachelor’s or Master’s Degree must be in Accounting, Finance, Business, or Business Administration.