Senior Credit Analyst (B2B)

ACC Recruiters; St. Louis (MO); On-site; USD 68,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation

Comprehensive benefits

Job summary

ACC Recruiters is seeking a Senior Credit & Collections Analyst for its client in the manufacturing sector. The role supports commercial credit decisions, reporting, and process improvements within the corporate finance team.

The ideal candidate will combine strong credit analysis experience with advanced Excel skills and enjoy partnering cross-functionally to drive efficiencies and better reporting.

Qualifications

• Bachelor's degree in Accounting, Finance, Business, or related field preferred.
• 3+ years of B2B credit and collections experience.
• Experience with ERP systems and strong analytical, communication, and problem-solving skills.

Responsibilities

• Manage a portfolio of commercial (B2B) customer accounts, balancing collections with customer relationships.
• Analyze customer creditworthiness by reviewing financial statements, trade references, credit reports, and other documentation.
• Establish and maintain appropriate credit limits and payment terms while minimizing business risk.
• Perform annual credit reviews and monitor customer financial health.
• Prepare and maintain credit and collections reporting using advanced Excel.
• Identify opportunities to streamline reporting and increase automation.
• Partner with Sales, Customer Service, and Finance to resolve credit and collection issues.
• Maintain accurate account documentation and support process improvements.

Skills

Advanced Excel

Reporting

Credit analysis

Customer relationships

Education

Bachelor's degree in Accounting, Finance, Business, or related field

Tools

ERP system

Job description

Keys to Hire

• Stable and growing manufacturing organization.
• High visibility role with opportunities to influence processes and reporting.
• Collaborative finance team with strong leadership support.
• Competitive compensation and comprehensive benefits.
• Commercial Credit Analysis: Experience setting and approving credit limits and payment terms for large commercial/business accounts, including annual credit reviews of accounts exceeding $1M. Must have experience reviewing financial statements, trade references, Dun & Bradstreet (D&B) reports, and other credit information to determine creditworthiness. (Consumer or personal lending experience alone is not a fit.)
• Advanced Excel & Reporting: Strong Excel skills, including Pivot Tables, VLOOKUPs, and report creation. Experience developing, enhancing, or automating reports is highly preferred. This role will assume ownership of recurring credit reporting and help improve reporting efficiency through process improvements and automation.

About the Opportunity

Our client, a well-established manufacturing organization, is seeking a Senior Credit & Collections Analyst to join its corporate finance team. This is a high-impact role supporting commercial credit decisions, reporting, and process improvements. The ideal candidate will combine strong credit analysis experience with advanced Excel skills and enjoy partnering cross-functionally to improve processes and drive operational efficiencies.

Key Responsibilities

• Manage a portfolio of commercial (B2B) customer accounts, balancing collections with strong customer relationships.
• Analyze customer creditworthiness by reviewing financial statements, trade references, credit reports, and other supporting documentation.
• Establish and maintain appropriate credit limits and payment terms while minimizing business risk.
• Perform annual credit reviews and monitor customer financial health.
• Prepare and maintain credit and collections reporting using advanced Excel.
• Identify opportunities to streamline reporting, improve existing processes, and increase automation.
• Partner with Sales, Customer Service, and Finance to resolve credit and collection issues.
• Maintain accurate account documentation and support continuous process improvement initiatives.

Qualifications

• Bachelor's degree in Accounting, Finance, Business, or related field preferred.
• 3+ years of B2B credit and collections experience.
• Strong analytical, communication, and problem-solving skills.
• Experience working within an ERP system.
• Manufacturing, distribution, or industrial industry experience is a plus.

MUST reside in Missouri or Illinois. Bachelor’s or Master’s Degree must be in Accounting, Finance, Business, or Business Administration.