Senior Credit Analyst

Eastman Chemical Company; Kingsport (TN); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Senior Credit Analyst to enhance financial decision-making through insightful analysis and strategic recommendations. In this pivotal role, you will assess creditworthiness, advise on risk management strategies, and develop collection strategies that optimize cash flow. The ideal candidate will possess strong analytical skills, excellent communication abilities, and a solid understanding of financial principles. Join a dynamic team dedicated to innovation and excellence, where your contributions will directly impact the company's success and growth.

Qualifications

• 3+ years of experience in business or corporate setting required.
• Experience in credit analysis or collections preferred.

Responsibilities

• Assess creditworthiness of companies through financial analysis.
• Prepare and present credit information to support strategic decisions.
• Develop effective collection strategies to optimize cash flow.

Skills

Analytical Skills

Communication Skills

Problem-Solving Skills

Financial Literacy

Time Management

Education

Bachelor's Degree in Business

Bachelor's Degree in Accounting

Bachelor's Degree in Finance

Bachelor's Degree in Supply Chain

Tools

Microsoft Office Suite

Job description

Senior Credit Analyst

Job Requisition ID:
53824

Founded in 1920, Eastman is a global specialty materials company that produces a broad range of products found in items people use every day. With the purpose of enhancing the quality of life in a material way, Eastman works with customers to deliver innovative products and solutions while maintaining a commitment to safety and sustainability. The company's innovation-driven growth model takes advantage of world-class technology platforms, deep customer engagement, and differentiated application development to grow its leading positions in attractive end markets such as transportation, building and construction, and consumables. As a globally inclusive company, Eastman employs approximately 14,000 people around the world and serves customers in more than 100 countries. The company had 2024 revenue of approximately $9.4 billion and is headquartered in Kingsport, Tennessee, USA. For more information, visit www.eastman.com.

Responsibilities

• Assess the creditworthiness of public and privately held companies through financial analysis, market data, and other available information.
• Prepare and present credit information and insights to business leaders during monthly commercial meetings to support strategic decisions.
• Advise business leaders on strategies for managing high credit risk customers.
• Establish and monitor credit limits and payment terms based on customer risk profiles.
• Develop and execute effective collection strategies to optimize cash flow and reduce credit risk.
• Analyze customer payment patterns to identify areas for improvement.
• Participate in other special projects as needed.

Functional Skills and Capabilities

• Excellent communication, presentation, and negotiation skills, with the ability to maintain professional relationships with customers.
• Strong analytical and problem-solving skills with attention to detail.
• Solid business acumen, particularly with financial literacy, market awareness, and strategic thinking.
• Able to learn quickly when facing new situations.
• Excellent time management skills, able to prioritize tasks effectively and manage multiple requests to meet deadlines in a fast-paced environment.
• Proficient in Microsoft Office Suite of applications.

Qualifications

Education

Bachelor's degree required. Degree in Business, Accounting, Finance, or Supply Chain preferred.

Experience

3+ years of experience in business or a corporate setting required. Experience analyzing and presenting financial data is preferred. Prior experience in credit analysis or collections is preferred. Prior experience with bankruptcy or UCC filings is preferred.

Additional Information

Eastman Chemical Company is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, pregnancy, veteran status, or any other protected classes as designated by law.

Eastman is committed to creating a highly engaged workforce, where everyone can contribute to their fullest potential each day.