AVP Senior Research Analyst/ Credit Analyst

PCBB; United States; Remote; USD 70,000 - 110,000; Full time

Job summary

An established industry player is seeking an AVP Senior Research Analyst to manage its Shared National Credit loan program. This role involves evaluating loan requests, assessing credit quality, and preparing compliance reports. The ideal candidate will possess strong analytical skills, a deep understanding of Commercial and Industrial lending, and the ability to manage client relationships effectively. With a focus on independent work and excellent communication, this position offers the opportunity to contribute to a dynamic team in a remote work environment. Join a forward-thinking organization that values expertise and dedication.

Qualifications

• Bachelor’s degree in Business Administration, Accounting, or Finance required.
• Minimum of four years of bank credit experience needed.

Responsibilities

• Evaluate loan requests and assess credit quality.
• Prepare reports and ensure compliance with regulations.
• Provide training and guidance to team members.

Skills

Analytical Skills

Decision-Making

Client Relationship Management

Organization

Microsoft Office Proficiency

Financial Statement Analysis

C&I Lending Experience

Education

Bachelor’s degree in Business Administration

Bachelor’s degree in Accounting

Bachelor’s degree in Finance

Tools

Microsoft Office

Job description

AVP Senior Research Analyst/ Credit Analyst

This role involves managing responsibilities related to PCBB’s Shared National Credit loan program, including underwriting, monitoring borrowers, and coordinating information with client banks. The Senior Research Analyst (AVP) should work independently, possess strong commercial lending knowledge, and have excellent communication skills.

Responsibilities:

1. Gather documentation and evaluate loan requests or existing loans.
2. Research background information and review financial statements.
3. Assess credit quality and prepare reports following PCBB’s standards.
4. Request and handle financial statements and manage files appropriately.
5. Build financial models for borrowers as needed.
6. Review loan files for covenant compliance and collateral security.
7. Ensure compliance with laws and regulations.
8. Provide training and guidance within the team and to clients.
9. Perform additional duties as assigned.

Required Skills:

• Strong analytical and decision-making skills.
• Ability to handle large information volumes and identify key details.
• Excellent client relationship management skills.
• Organization and prioritization abilities.
• Proficiency in Microsoft Office and financial statement analysis.
• Deep experience in Commercial and Industrial lending, particularly C&I lending.

Qualifications:

• Bachelor’s degree in Business Administration, Accounting, Finance, or equivalent experience.
• Minimum of four years of bank credit experience.
• Extensive experience in C&I lending.

Physical and Work Environment:

Remote workspace setup required; standard office equipment usage; adherence to noise and distraction guidelines.

PCBB is an equal opportunity employer, considering all qualified applicants without discrimination based on protected characteristics.