Senior Credit Analyst

Epicor; Bensalem Township (Bucks County); On-site; USD 40,000 - 100,000; Full time

Job summary

An established industry player is seeking a Senior Credit Analyst to enhance its financial services team. This role involves analyzing financial statements and credit data, ensuring creditworthiness of high-risk accounts, and updating credit policies. The ideal candidate will be a subject matter expert in credit and risk management, contributing to a proactive and inclusive workplace that values innovation and teamwork. If you are driven by data and have a passion for finance, this opportunity offers a chance to grow within a supportive environment, making a significant impact on the company's success.

Benefits

Comprehensive health and wellness benefits

Opportunities for mentorship

Free LinkedIn Learning licenses

Inclusive workplace

Work-life balance policies

Support for international relocations

Qualifications

• Strong analytical skills with experience in credit analysis and risk assessment.
• Expertise in financial statement analysis and credit policy development.

Responsibilities

• Analyze financial statements and credit data to assess risk.
• Monitor transaction activity to identify fraud trends and manage risk.

Skills

Financial Analysis

Credit Underwriting

Risk Management

NACHA Guidelines

Business Model Understanding

Merchant Processing Contracts

Education

Bachelor's Degree in Finance or related field

Relevant Certifications (CFA, CPA)

Job description

Join to apply for the Senior Credit Analyst role at Epicor

2 weeks ago Be among the first 25 applicants

Join to apply for the Senior Credit Analyst role at Epicor

• Analyze financial statements, industry outlook, and credit data for businesses according to merchant services credit underwriting standards
• Periodic portfolio assessment to assure approved accounts that represent the highest risk as still creditworthy.
• Underwriting of new accounts according to established policy
• Update and enhance credit policy to protect Epicor and customer interests while balancing sales initiatives.
• Be a subject matter expert (SME) on credit and credit policy to assist in sales inquiries.
• Daily monitoring of transaction activity to identify risk trends and fraud schemes
• Processing of bank identified transaction exceptions to validate and verify transaction qualifications.
• Conduct investigations on transactions and batches to understand the risk of loss, and take actions accordingly.
• Understanding of NACHA guidelines and ACH processing as it relates to collections of delinquent accounts.
• Ability to understand business models risk ranging from eComm to Retail
• Excellent understand of merchant processing contracts and their use to mitigate risk
• Attends Association and industry meeting to stay current with changing regulations
  

What You'll Be Doing

• Credit Underwriting
• Analyze financial statements, industry outlook, and credit data for businesses according to merchant services credit underwriting standards
• Periodic portfolio assessment to assure approved accounts that represent the highest risk as still creditworthy.
• Underwriting of new accounts according to established policy
• Update and enhance credit policy to protect Epicor and customer interests while balancing sales initiatives.
• Be a subject matter expert (SME) on credit and credit policy to assist in sales inquiries.
• Risk Management
• Daily monitoring of transaction activity to identify risk trends and fraud schemes
• Processing of bank identified transaction exceptions to validate and verify transaction qualifications.
• Conduct investigations on transactions and batches to understand the risk of loss, and take actions accordingly.
• Understanding of NACHA guidelines and ACH processing as it relates to collections of delinquent accounts.
• Ability to understand business models risk ranging from eComm to Retail
• Excellent understand of merchant processing contracts and their use to mitigate risk
• Attends Association and industry meeting to stay current with changing regulations
  

About Epicor

At Epicor, we’re truly a team. Join 5,000 talented professionals in creating a world of better business through data, AI, and cognitive ERP. We help businesses stay future-ready by connecting people, processes, and technology. From software engineers who command the latest AI technology to business development reps who help us seize new opportunities, the work we do matters. Together, Epicor employees are creating a more resilient global supply chain.

We’re Proactive, Proud, Partners.

Whatever your career journey, we’ll help you find the right path. Through our training courses, mentorship, and continuous support, you’ll get everything you need to thrive. At Epicor, your success is our success. And that success really matters, because we’re the essential partners for the world’s most essential businesses—the hardworking companies who make, move, and sell the things the world needs.

Competitive Pay & Benefits

• Health and Wellness: Comprehensive health and wellness benefits designed to support your overall well-being.
• Internal Mobility: Opportunities for mentorship, continuing education, and focused career goal setting, with 25% of positions filled internally.
• Career Development: Free LinkedIn Learning licenses for everyone, along with our Mentoring Program to boost your personal development.
• Inclusive Workplace: Collaborate with a diverse team in an inclusive, global workplace that fosters innovation and celebrates partnership.
• Work-Life Balance: Policies built on mutual trust and support, encouraging time off to rest, recharge, and reconnect.
• Global Mobility: Comprehensive support for international relocations and permanent residency processes.
  
  

Equal Opportunities and Accommodations Statement

Epicor is committed to creating a workplace and global community where inclusion is valued; where you bring the whole and real you—that’s who we’re interested in. If you have interest in this or any role- but your experience doesn’t match every qualification of the job description, that’s okay- consider applying regardless.

We are an equal-opportunity employer.

Range

Minimum: $40,000.00 USD Maximum: $100,000.00 USD

The salary range provided reflects the national average for this job title and does not represent compensation specific to Epicor Software Corporation. Actual compensation will vary based on experience, qualifications, and market factors relevant to the position.

Recruiter

Christi McCall

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Software Development

Referrals increase your chances of interviewing at Epicor by 2x

Sign in to set job alerts for “Senior Credit Analyst” roles.

Credit Portfolio Officer (Mortgage Risk Management)-Hybrid

Wilmington, DE $114,720.00-$172,080.00 2 days ago

Horsham, PA $105,400.00-$136,400.00 2 weeks ago

Radnor, PA $110,673.13-$184,455.22 1 month ago

Wilmington, DE $66,979.45-$111,632.42 2 months ago

Chester County, PA $60,000.00-$88,000.00 1 day ago

Senior Financial Analyst, Pharmacy - Pennsylvania Hospital

Radnor, PA $93,614.36-$156,023.94 2 months ago

Credit Risk Senior Manager | Specialty Lending (Remote)

Senior Customer Exit Financial Crime Risk Oversight Analyst

SVP, Risk Strategy Execution, Change Management & Credit Bureau - Business Manager (Hybrid)

Senior Relationship Manager - Business Credit

Summer High School Credit Recovery Case Manager

Tax Senior Analyst-Financial Services-Customer Tax Operations and Reporting-EDGE-Open US location

Philadelphia, PA $62,700.00-$103,400.00 2 weeks ago

Senior Business Program Analyst (US)- Financial Crimes

Real Estate Manager, State and Local Credits and Incentives

Philadelphia, PA $89,180.00-$203,060.00 4 days ago

Head of Technology Delivery Lead, Consumer

Senior Fixed Income Credit Analyst - PNC Asset Management Group

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.