Senior CRE Credit Analyst: Lead Complex Underwrites

Ascendo Resources, LLC; Miami (FL); Sur place; USD 100 000 - 140 000; Plein temps

Résumé du poste

Ascendo Resources, LLC is seeking a Senior Credit Analyst to support our CRE lending platform with underwriting, structuring, and ongoing monitoring across asset classes.

The candidate will evaluate borrower and guarantor credit strength, analyze property-level cash flows (NOI, DSCR, LTV), prepare and defend credit packages, and present recommendations to Credit Committees. Experience in bank underwriting and CRE markets is required.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or related field.
• 5+ years of CRE credit underwriting experience.
• Experience underwriting at a Bank, on different asset types: multifamily, office, industrial, retail, and hospitality.
• Strong financial modeling and cash flow analysis capabilities.
• Experience reviewing tax returns, sponsor financial statements, and guarantor exposure.
• Experience preparing and defending credit approval packages.
• Advanced Excel and financial analysis skills.
• Strong written and verbal communication skills.

Responsabilités

• Analyze and underwrite complex CRE transactions including acquisitions, construction and development, lease-up transactions, stabilized assets.
• Evaluate borrower and guarantor financial strength.
• Analyze property-level cash flow and performance metrics including NOI, DSCR, Debt Yield, LTV.
• Perform stress testing and sensitivity analysis.
• Review market studies, appraisals, rent comparables, and collateral valuations.
• Structure loan terms including amortization, covenants, guarantees, reserves, and recourse provisions.
• Present recommendations to senior credit leadership and Credit Committees.
• Conduct annual reviews and ongoing portfolio monitoring.
• Support credit policy compliance and regulatory expectations.
• Mentor and assist junior credit analysts.

Connaissances

Financial modeling

Cash flow analysis

Excel proficiency

Communication skills

Formation

Bachelor's degree in Finance, Accounting, Economics, Business, or related field

Outils

Excel

Description du poste

Ascendo Resources, LLC is seeking a Senior Credit Analyst to support our CRE lending platform with underwriting, structuring, and ongoing monitoring across asset classes.

The candidate will evaluate borrower and guarantor credit strength, analyze property-level cash flows (NOI, DSCR, LTV), prepare and defend credit packages, and present recommendations to Credit Committees. Experience in bank underwriting and CRE markets is required.