Senior Consumer Loan Specialist — High-Earning, Bonus-Backed

Republic Finance; Dayton (OH); On-site; USD 36,000 - 48,000; Full time

Benefits offered by this job

Health, Dental, & Vision Insurance

Paid Time Off (PTO)

401(k) with company match

Life Insurance

Long Term Disability

Employee Assistance Program

LinkedIn Learning access

Monthly incentive bonus pay

Job summary

Republic Finance in Dayton, OH is seeking a Sr. Consumer Loan Specialist to originate loans and build strong customer relationships while meeting sales goals. You will support the Branch Manager with daily operations and model a professional demeanor.

This role offers competitive pay ($36,000 annual base with uncapped monthly bonus averaging $8,000), comprehensive benefits, and opportunities for growth in a growing financial services company that values performance and community involvement.

Qualifications

• High school diploma or equivalent.
• 2+ years in goal oriented, incentive-based sales.
• 1+ years in the consumer finance industry preferred.
• Professional demeanor, positive attitude, strong communication and customer relations skills
• Ability to work well independently, as well as a dedicated team member.
• Ability to work in a fast-paced environment and successfully navigate priorities.
• Proficiency with Windows and Microsoft Office Suite
• Valid driver's license, reliable transportation, and auto insurance
• Willingness to comply with our company policy regarding employment credit check, background checks and drug screening
• Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products.

Responsibilities

• Actively seeks opportunities to originate new loan business with new and existing customers.
• Evaluates customer needs to recommend the best consumer loan and voluntary product solutions.
• Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants.
• Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing.
• Take ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans.
• Closes loans, assembles loan folders, and breaks down files.
• Consistently meets or exceeds loan goals.
• Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio.
• Applies analytical skills to quickly and efficiently resolve any customer issues.
• Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance.
• Processes insurance claims, follow-ups and payments daily and maintains insurance log.
• Provides excellent customer care through daily transactions, customer inquiries and problem resolution.
• Adheres to corporate, legal, and regulatory policies, guidelines, and requirements regarding compliance.
• Answers incoming phone calls; checks branch’s voicemail.
• Assists Branch Manager with miscellaneous operational tasks such as daily initialization, preparing daily deposit and importing live checks.

Skills

Sales experience

Customer service

Communication

Team player

Education

High school diploma

Tools

Windows

Microsoft Office

Job description

Republic Finance in Dayton, OH is seeking a Sr. Consumer Loan Specialist to originate loans and build strong customer relationships while meeting sales goals. You will support the Branch Manager with daily operations and model a professional demeanor.

This role offers competitive pay ($36,000 annual base with uncapped monthly bonus averaging $8,000), comprehensive benefits, and opportunities for growth in a growing financial services company that values performance and community involvement.