Senior Consumer Credit Risk Analytics & Reporting Lead

Ex; New Jersey; Hybrid; USD 130,000 - 145,000; Full time

Job summary

EXL in New Jersey is seeking a senior data management and analytics professional to lead the transformation of credit risk reporting for a major US banking client. The role combines risk analytics with delivery leadership of a large-scale reporting automation program and client-facing responsibilities.

Candidates should have 12–15 years of experience in consumer credit risk analytics, strong communication with senior stakeholders, and familiarity with modern data environments such as Databricks

Qualifications

• 4+ years of consumer credit risk analytics experience at a bank or consumer lender.
• Proven ability to present and defend risk positions with senior stakeholders.
• Familiarity with modern data environments (Databricks/Snowflake) and experience guiding reporting automation preferred.

Responsibilities

• Portfolio analytics and risk insight: analyze credit performance, identify trends, assess against risk appetite, and present risk narratives to senior leadership.
• Lead the reporting automation program: oversee end-to-end automation of risk reporting with data engineering, validate outputs and ensure correct business logic.
• Own client engagement: manage senior risk stakeholders, drive program roadmap, and be accountable for delivery.

Skills

Credit risk analytics

Stakeholder communication

Risk governance

Tools

Databricks

Snowflake

Reporting automation

Job description

EXL in New Jersey is seeking a senior data management and analytics professional to lead the transformation of credit risk reporting for a major US banking client. The role combines risk analytics with delivery leadership of a large-scale reporting automation program and client-facing responsibilities.

Candidates should have 12–15 years of experience in consumer credit risk analytics, strong communication with senior stakeholders, and familiarity with modern data environments such as Databricks